Union County property record for 405 Oak St, Cobden, IL 62920
| Property Type | Single Family Home |
|---|---|
| Lot Size | 2 acres (87,120 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,865 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-30-02-703-B |
| Primary APN | 04-30-02-703-B |
|---|---|
| Alternative APN |
|
| Lot Area | 87,120 sqft (2 acres) |
|---|
| Street Address | 405 OAK ST |
|---|---|
| City | COBDEN |
| State | IL |
| Zip | 62920-2109 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S30 T11 R1W PT SE NW W PT LOT 13 |
| Legal Range | 01W |
| Legal Township | 11 |
| Legal Section | 30 |
| Legal Lot Number | 13 |
| Jurisdiction | UNION IL |
| Township / Civil Division | COBDEN DISTRICT 2 |
| Census Block Group | 2 |
| Census Block | 2040 |
| Census Tract | 950100 |
Source: Union County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 405 OAK ST, COBDEN, IL 62920-2109 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION IL |
| Property Address | 405 OAK ST, COBDEN, IL 62920-2109 |
| Transaction Type | Mortgage |
| Record Updated | Jan 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 02021R2487 |
|---|---|
| Date | Nov 22, 2021 |
| Instrument | 2021R2487 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2051 |
Source: Union County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | Illinois |
| Municipality | Cobden Village |
| County | Union County |
| Unified School District | Cobden School Unit District 17 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,865.00 (-25.7%) | $61,870 (+24.27%) Land $4,750 Building $57,120 | $185,610 (+24.27%) Land $14,250 Building $171,360 |
| 2022 | $2,510.00 Homeowner's exemption Senior Citizen's exemption | $49,785 Land $3,821 Building $45,964 | $149,355 Land $11,463 Building $137,892 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 2, 2008
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COBDEN serves 1,267 people · EPA ID IL1810150 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: BLIP Networks, ClearWave.
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