404 Oak St, Cobden, IL 62920 Property Records

Union County property record for 404 Oak St, Cobden, IL 62920

Property Summary

Property Type	Single Family Home
Lot Size	1.11 acres (48,352 sqft)
Owner	2 Individual Names on File
Last Sale	$250,000 (Jun 2023)
Tax Bill	$4,983 (2025)
Deeds & Mortgages	Jun 2023 Sale May 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-30-02-704`

Property Details

APN / Parcel Number

Primary APN	`04-30-02-704`
Alternative APN	`04-30-176-002`

Exterior

Lot Area	48,352 sqft (1.11 acres)

Location & Zoning

Street Address	404 OAK ST
City	COBDEN
State	IL
Zip	62920-2107
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S30 T11 R1W PT SE NW.
Legal Range	01W
Legal Township	11
Legal Section	30
Jurisdiction	UNION IL
Township / Civil Division	COBDEN DISTRICT 2
Census Block Group	2
Census Block	2034
Census Tract	950100

Owner

Source: Union County assessment roll, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	404 OAK ST, COBDEN, IL 62920-2107
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 19, 2023	Deed, Transfer ACCOMODATION, ACCOMMODATION
May 23, 2023	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Apr 14, 2021	Intrafamily Transfer, Transfer ATTORNEY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 19, 2023 · Amount on Record
Deed Sale	Jun 19, 2023 · Amount on Record
Deed Document Number	20231568
Prior Transfer Date	May 22, 2023
Prior Transfer Doc	02023R1348
Record Updated	Sep 20, 2026

June 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	UNION IL
Recording Date	Jun 19, 2023
Property Address	404 OAK ST, COBDEN, IL 62920-2107
Document Number	02022R1568
Instrument Date	Jun 7, 2023
Instrument	2022R1568
Transaction Type	Transfer
Record Updated	Jul 4, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Tax	$250.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	404 OAK ST, COBDEN, IL 62920-2107

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UNION IL
Recording Date	May 23, 2023
Property Address	404 OAK ST, COBDEN, IL 62920-2107
Document Number	02023R1348
Instrument Date	May 22, 2023
Instrument	2023R1348
Transaction Type	Transfer
Record Updated	Jun 9, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	404 OAK ST, COBDEN, IL 62920-2107

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UNION IL
Recording Date	Apr 14, 2021
Property Address	404 OAK ST, COBDEN, IL 62920-2107
Document Number	02021R0820
Instrument Date	Apr 7, 2021
Instrument	2021R0820
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	PO BOX 495, COBDEN, IL 62920-0495

Tax Assessment & Valuation

Source: Union County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Cobden Village
County	Union County
Unified School District	Cobden School Unit District 17 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,983.00 (-3.95%) Homeowner's exemption	$98,720 (+6.55%) Land $4,500 Building $94,220	$296,160 (+6.55%) Land $13,500 Building $282,660
2024	$5,188.00 (+17.11%)	$92,650 (+16.63%) Land $4,220 Building $88,430	$277,950 (+16.63%) Land $12,660 Building $265,290
2022	$4,430.00 Homeowner's exemption Senior Citizen's exemption	$79,438 Land $3,623 Building $75,815	$238,314 Land $10,869 Building $227,445

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 2, 2008

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COBDEN serves 1,267 people · EPA ID IL1810150
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Mediacom Communications Cable	1,000 / 50
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20

May also be available: Blip Networks, Delta Communications.

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