405 Normandy Rd, Madeira Beach (Saint Petersburg), FL 33708 Property Records

Pinellas County property record for 405 Normandy Rd, Madeira Beach, FL 33708

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,889 sqft · built 1955
Lot Size	0.226 acres (9,836 sqft)
Owner	2 Company Names on Record
Last Sale	$1,000,000 (Feb 2022)
Tax Bill	$10,893 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`C62-000-755-3597-1`

Property Details

APN / Parcel Number

Primary APN	`C62-000-755-3597-1`
Alternative APNs	`15-31-15-43290-000-0030` `311515432900000030` `R165958`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,889 sqft Living Area
Gross Area	2,472 sqft
1st Floor Area	1,889 sqft
Flooring	Carpet
Interior Walls	Composition
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1983
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	9,836 sqft (0.226 acres)
Lot Dimensions	100 ft deep x 90 ft wide
View / Lot	Canal/Waterfront
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	481 sqft
Deck Area	240 sqft
Patio Area	240 sqft
Loading Dock	168 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R165958
Street Address	405 NORMANDY RD
City	MADEIRA BEACH
State	FL
Zip	33708-2313
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ISLAND ESTATES UNIT NO. 1 SEC A LOT 3
Legal Range	15E
Legal Township	31S
Legal Section	15
Legal Subdivision	ISLAND ESTATES
Legal Tract	43290
Legal Lot Number	3
Jurisdiction	PINELLAS FL
Township / Civil Division	BOCA CIEGA
Census Block Group	2
Census Block	2001
Census Tract	27802

Owner

Source: Pinellas County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	3295 KLOETZEL LN, SAN JOSE, CA 95148-4390
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 16, 2022 · Amount on Record
Deed Sale	Feb 16, 2022 · Amount on Record
Deed Document Number	202251234
Deed Book / Page	21937 / 2115
Record Updated	Oct 29, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Feb 16, 2022
Property Address	405 NORMANDY RD, MADEIRA BEACH, FL 33708-2313
Document Number	0219372115
Book / Page	21937 / 2115
Map Reference	MB 30 PG 16
Instrument Date	Feb 15, 2022
Instrument	2022051234
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	PENINSULAR TITLE COMPANY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,000.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9413 TARA CAY DR, 9413, SEMINOLE, FL 33776-1152

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	3295 KLOETZEL LN, SAN JOSE, CA 95148-4390

Mortgage

Document Number	0219372125
Date	Feb 16, 2022
Instrument	21937/2125

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Madeira Beach City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,893.00 (-39.28%)	$671,733 (-39.57%) Land $577,005 Building $94,728	$671,733 (-39.57%) Land $577,005 Building $94,728
2023	$17,941.00 (+58.28%)	$1,111,509 (+39.94%)	$1,111,509 (+30.16%) Land $907,428 Building $204,081
2022	$11,335.00 Homeowner's exemption	$794,285	$853,948 Land $753,077 Building $100,871

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 492 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	581 units insured incl. 89 condo units
Nearby Flood Claims	2,043 (1978–2025)
Claims Outside the SFHA	1 of 2,043
Most Recent Claim	Dec 2025
Claims by Event	Hurricane Helene, Oct 2024 · 587 claims Tropical Storm Josephine, Oct 1996 · 247 claims Hurricane Elena, Sep 1985 · 382 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 421 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20