403 Normandy Rd, Madeira Beach (Saint Petersburg), FL 33708 Property Records

Pinellas County property record for 403 Normandy Rd, Madeira Beach, FL 33708

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,826 sqft · built 1953
Lot Size0.172 acres (7,475 sqft)
Owner2 Company Names on Record
Last Sale$880,000 (Jul 2026)
Tax Bill$9,259 (2025)
Deeds & MortgagesJul 2026 Foreclosure
Jan 2024 Transfer
+ 2 more
Flood ZoneZone AE (high risk)
APNC62-000-755-3596-3

Property Details

APN / Parcel Number

Primary APNC62-000-755-3596-3
Alternative APNs
  • 15-31-15-43290-000-0020
  • 311515432900000020
  • R165957

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area1,826 sqft Living Area
Gross Area2,271 sqft
1st Floor Area1,826 sqft
FlooringCarpet
Interior WallsComposition
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1953
Effective Year BuiltEffective 1983
Architectural StyleCustom Design
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Foundation TypeFooting
Roof TypeFlat
Roof MaterialBuilt-Up Asphalt
Lot Area7,475 sqft (0.172 acres)
Lot Dimensions115 ft deep x 65 ft wide
View / LotCanal/Waterfront
Garage TypeAttached
Garage Area204 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchSlab
Porch Area241 sqft
Deck Area680 sqft
Patio Area680 sqft
Loading Dock195 sqft
Outdoor Kitchen / BBQOutdoor Kitchen / BBQ
Boat AccessBoat Access
Boat LiftBoat Lift

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR165957
Street Address403 NORMANDY RD
CityMADEIRA BEACH
StateFL
Zip33708-2313
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionISLAND ESTATES UNIT NO. 1 SEC A LOT 2
Legal Range15E
Legal Township31S
Legal Section15
Legal SubdivisionISLAND ESTATES
Legal Tract43290
Legal Lot Number2
JurisdictionPINELLAS FL
Township / Civil DivisionBOCA CIEGA
Census Block Group2
Census Block2001
Census Tract27802

Owner

Source: Pinellas County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address388 GREENWICH ST, 14, NEW YORK, NY 10013-2362
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Jul 30, 2026Deed in Lieu of Foreclosure, Foreclosure
SERVICELINK
Jan 12, 2024Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Sep 1, 2022Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Dec 5, 2018Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 30, 2026 · Amount on Record
Deed SaleJul 30, 2026 · Amount on Record
Prior SaleSep 1, 2022 · Amount on Record
Deed Document Number2026204200
Deed Book / Page23645 / 1026
Prior Transfer DateJan 12, 2024
Prior Transfer Doc0226771667
Record UpdatedOct 29, 2026

July 2026: Deed in Lieu of Foreclosure, Foreclosure

Document TypeDeed in Lieu of Foreclosure
JurisdictionPINELLAS FL
Recording DateJul 30, 2026
Property Address403 NORMANDY RD, MADEIRA BEACH, FL 33708-2313
Document Number0000204200
Book / Page23645 / 1026
Instrument DateJul 6, 2026
Instrument2026204200
Transaction TypeForeclosure
Record UpdatedAug 31, 2026
Title CompanySERVICELINK

Transaction

AmountAmount Recorded
Tax$622,160.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Lis Pendens

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

January 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionPINELLAS FL
Recording DateJan 12, 2024
Property Address403 NORMANDY RD, MADEIRA BEACH, FL 33708-2313
Document Number0226771667
Book / Page22677 / 1667
Map ReferenceMB 30 PG 16
Instrument DateJan 12, 2024
Instrument2024010560
Transaction TypeTransfer
Record UpdatedFeb 1, 2024
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address403 NORMANDY RD, MADEIRA BEACH, FL 33708-2313

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address403 NORMANDY RD, MADEIRA BEACH, FL 33708-2313

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateSep 1, 2022
Property Address403 NORMANDY RD, MADEIRA BEACH, FL 33708-2313
Document Number0221881479
Book / Page22188 / 1479
Map ReferenceMB 30 PG 16
Instrument DateAug 30, 2022
Instrument2022266609
Transaction TypeTransfer
Record UpdatedSep 21, 2022
Title CompanyINTERNATIONAL TITLE PARTNERS LLC, INTERNATIONAL TITLE PARTNERS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$7,700.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address432 3RD AVE N, 432, TIERRA VERDE, FL 33715-1721

Transferred To (Grantee/Buyer)

NameVerified Name
Address403 NORMANDY RD, MADEIRA BEACH, FL 33708-2313

Mortgage

Document Number0221881481
DateSep 1, 2022
Instrument22188/1481
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2052

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address403 NORMANDY RD, MADEIRA BEACH, FL 33708-2313
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0203570479
DateDec 5, 2018
Book Page20357/0479
Instrument2018387440
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2048

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
MunicipalityMadeira Beach City
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,259.00 (-33.35%)$570,949 (-36.03%) Land $451,837 Building $119,112$570,949 (-41.45%) Land $451,837 Building $119,112
2024$13,892.00 (+1.05%)
2023$13,748.00 (+186.72%) Homeowner's exemption$892,582 (+165.78%)$975,212 (+35.16%) Land $742,791 Building $232,421
2022$4,795.00 Homeowner's exemption$335,830$721,508 Land $600,182 Building $121,326

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 492 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies581 units insured
incl. 89 condo units
Nearby Flood Claims2,043 (1978–2025)
Claims Outside the SFHA1 of 2,043
Most Recent ClaimDec 2025
Claims by Event
  • Hurricane Helene, Oct 2024 · 587 claims
  • Tropical Storm Josephine, Oct 1996 · 247 claims
  • Hurricane Elena, Sep 1985 · 382 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINELLAS COUNTY UTILITIES
serves 506,353 people · EPA ID FL6521405
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 421 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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