405 Neptune Ave, Encinitas, CA 92024 Property Records

San Diego County property record for 405 Neptune Ave, Encinitas, CA 92024 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1947
Square Footage1,560 sqft Living Area
Lot Size5,991 sqft (0.138 acres)
GarageCarport
Last Sale$2,800,000 (2021)
Tax Bill$32,588.00 (2025)

Property Details

APN / Parcel Number

Primary APN256-281-15-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Building Area1,560 sqft Living Area

Exterior

Year BuiltBuilt 1947
Effective Year BuiltEffective 1947
Lot Area5,991 sqft (0.138 acres)
Parking Spaces2 Parking Spaces
Garage TypeCarport Garage
CarportCarport

Location & Zoning

Street Address405 NEPTUNE AVE
CityENCINITAS
StateCA
Zip92024-2016
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionBLK F LOT 21 N 1/2 LOT 20 & ALL TR 001800
Legal SubdivisionSEASIDE GARDEN HEIGHTS
Legal Tract001800
Legal BlockF
Legal Lot Number21,20
JurisdictionSAN DIEGO CA
Minor Civil DivisionSAN DIEGO
Census Blockgroup2
Census Block2002
Census Tract17702

Owner

Source: San Diego County records · APN 256-281-15-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address2427 PING DR, HENDERSON, NV 89074-8314
Owner TypeOwner is a Company
VestingTrustor/Debtor (Borrower in Default/Foreclosure On Trustee's Deed)

Deeds, Mortgages & Sale History

DateDocument
Sep 10, 2021Grant Deed, Transfer · Conventional Mortgage
CORNERSTONE FIRST MORTGAGE INC
Dec 22, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 10, 2021 · Amount on Record
Deed SaleSep 10, 2021 · Amount on Record
Prior SaleMar 28, 2000 · Amount on Record
Deed Doc Number2021640920
Prior Transfer DateJun 19, 2014
Prior Transfer Doc0000295725
Record RefreshedSep 20, 2026

September 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateSep 10, 2021
Property Address405 NEPTUNE AVE, ENCINITAS, CA 92024-2016
Document Number0000640920
Map ReferenceMAP 1800
Instrument DateAug 20, 2021
Instrument2021-0640920
Transaction TypeTransfer
Record UpdatedJun 07, 2023
Title CompanyFIDELITY NATL TTL SAN DIEGO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2427 PING DR, HENDERSON, NV 89074-8314

Mortgage

Document Number0000640921
DateSep 10, 2021
Instrument2021-0640921
Lender
NameCORNERSTONE FIRST MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2051
Interest
Rate TypeAdjustable Rate
Rate3%
Type Change DateOct 01, 2031
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change8%
IndexOther
Max Rate8%

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address405 NEPTUNE AVE, ENCINITAS, CA 92024-2016
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address405 NEPTUNE AVE, ENCINITAS, CA 92024-2016

Mortgage

Document Number0000822776
DateDec 22, 2020
Instrument2020-0822776
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term357 Months
DueSep 01, 2050

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEncinitas City
Elementary School DistrictEncinitas Union Elementary School District (KG - 06)
Secondary School DistrictSan Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$3,030,809 (+2%) Land $2,868,445 Building $162,364
2025$32,588.00 (+6.05%)$2,971,382 (+4.04%) Land $2,812,201 Building $159,181
2023$30,729.00 (+1.97%)$2,856,000 Land $2,703,000 Building $153,000
2022$30,134.00

Flood & Wildfire

405 Neptune Ave is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · San Diego County (06073C), updated September 3, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone VE, within 500 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

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