405 N River St, Centre, AL 35960 Property Records

Cherokee County property record for 405 N River St, Centre, AL 35960

Property Summary

Property Type	Single Family Home
Details	1,214 sqft · built 1930
Owner	2 Individual Names on File
Tax Bill	$313 (2025)
Flood Zone	Zone X (minimal risk)
APN	`13-14-05-22-2-002-001.000`

Property Details

APN / Parcel Number

Primary APN	`13-14-05-22-2-002-001.000`
Alternative APNs	`ALT APN:1405222002001000` `13459`

Interior

Stories	1 Story
Building Area	1,214 sqft Living Area
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Garage Type	Mixed
Carport	Carport
Carport Area	336 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Porch
Porch Area	459 sqft
Deck Area	Deck Area

Location & Zoning

Account Number	13459
Street Address	405 N RIVER ST
City	CENTRE
State	AL
Zip	35960-1412
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM NW CR NE/4 NW/4;E 347.5'TO POB;S 98.06';E 334.96'TO W RWN MAIN ST;N 115'ALG RW;W 352'TO POB
Jurisdiction	CHEROKEE AL
Township / Civil Division	CENTRE
Census Block Group	4
Census Block	4022
Census Tract	956000

Owner

Source: Cherokee County records · APN 13-14-05-22-2-002-001.000

Assessment roll updated January 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	405 N RIVER ST, CENTRE, AL 35960-1412
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated January 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Cherokee County
Municipality	Centre City
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$313.00 Homeowner's exemption	$7,660 (-) Land $800 Building $6,860	$77,900 (-) Land $8,000 Building $69,900
2024	$313.00 (+5.74%) Additional exemption filed	$7,660 (+2.96%) Land $800 Building $6,860	$77,900 (+4.85%) Land $8,000 Building $69,900
2023	$296.00 Homeowner's exemption	$7,440 (+1,182.76%)	$74,300 (-) Land $4,400 Building $69,900
2022	$296.00 Homeowner's exemption	$580 Land $440 Building $140	$74,300 Land $4,400 Building $69,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 15, 2016 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2019)
Most Recent Claim	Feb 2019 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Wildfire

Wildfire Risk	Moderate above 40% of the US · lower than 66% of Alabama
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 85 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	TOWN OF CENTRE, WW AND SB OF THE serves 8,163 people
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.