396 N River St, Centre, AL 35960 Property Records

Cherokee County property record for 396 N River St, Centre, AL 35960

Property Summary

Property Type	Single Family Home
Details	1,127 sqft · built 1950
Lot Size	0.33 acres (14,375 sqft)
Owner	Individual Name on Record
Flood Zone	Zone X (minimal risk)
APN	`13-14-05-22-2-001-004.000`

Property Details

APN / Parcel Number

Primary APN	`13-14-05-22-2-001-004.000`
Alternative APNs	`ALT APN:1405222001004000` `6910`

Interior

Stories	1 Story
Building Area	1,127 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1950
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	14,375 sqft (0.33 acres)
Porch	Open Porch
Porch Area	241 sqft

Location & Zoning

Account Number	6910
Street Address	396 N RIVER ST
City	CENTRE
State	AL
Zip	35960-1411
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM NE COR NE/4-NW/4, W 600' TO E R/W NO RIVER ST, S 240' TOPOB, S 70', E 210', N 70', W 210' TO POB
Jurisdiction	CHEROKEE AL
Township / Civil Division	CENTRE
Census Block Group	4
Census Block	4041
Census Tract	956000

Owner

Source: Cherokee County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	396 N RIVER ST, CENTRE, AL 35960-1411
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 8, 2026

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Cherokee County
Municipality	Centre City
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Additional exemption filed	$6,180 (+1.64%) Land $460 Building $5,720	$61,600 (+1.48%) Land $4,500 Building $57,100
2023	Additional exemption filed	$6,080	$60,700 Land $3,600 Building $57,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2019)
Most Recent Claim	Feb 2019 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 66% of Alabama
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CENTRE, WW AND SB OF THE serves 8,163 people · EPA ID AL0000188
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20