Shelby County property record for 405 N Ohio Ave, Sidney, OH 45365
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 3,766 sqft · built 1890 |
| Lot Size | 0.426 acres (18,564 sqft) |
| Owner | Individual Name on File |
| Last Sale | $49,000 (Mar 2017) |
| Tax Bill | $956 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage May 2018 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-1825454.047 |
| Primary APN | 01-1825454.047 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,766 sqft Living Area |
| 1st Floor Area | 1,283 sqft |
| Upper Floors Area | 1,283 sqft |
| Attic | Attic |
| Attic Area | 1,283 sqft |
| Basement Area | 1,283 sqft |
| Unfinished Basement | 1,283 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Construction Type | Frame |
| Roof Material | Shingle |
| Lot Area | 18,564 sqft (0.426 acres) |
| Lot Dimensions | 221 ft deep x 84 ft wide |
| Garage Area | 864 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 311 sqft |
| Patio Area | 16 sqft |
| Heating Fuel | Gas |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 405 N OHIO AVE |
|---|---|
| City | SIDNEY |
| State | OH |
| Zip | 45365-2362 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 299 E END NPT CITY OF SIDNEY 020-18-25-454-047 |
| Legal Lot Number | 299 |
| Jurisdiction | SHELBY OH |
| Township / Civil Division | CLINTON |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 972000 |
405 N Ohio Ave is owned and occupied by an individual who bought it in March 2017.
Source: Shelby County records, as of July 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 405 N OHIO AVE, SIDNEY, OH 45365-2362 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 9, 2021 | Deed of Trust, Mortgage · Conventional Mortgage DYNAMIC FCU |
| May 21, 2018 | Deed of Trust, Mortgage · Line of Credit DYNAMIC FCU |
| Mar 31, 2017 | Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 31, 2017 · Amount on File |
| Deed Sale | Mar 31, 2017 · Amount on File |
| Prior Sale | Oct 30, 2015 · Amount on File |
| Deed Document Number | 20171809 |
| Deed Book / Page | 2078 / 127 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY OH |
| Property Address | 405 N OHIO AVE, SIDNEY, OH 45365-2362 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2021 |
| Title Company | FOUR DIAMOND TITLE SVCS LLC |
| Name | Verified Name |
|---|
| Document Number | 2292/49 |
|---|---|
| Date | Jun 9, 2021 |
| Book Page | 2292/49 |
| Instrument | 202100004016 |
| Name | DYNAMIC FCU |
|---|---|
| Type | Credit Union |
| Address | CELINA, OH 45822 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jul 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY OH |
| Property Address | 405 N OHIO AVE, SIDNEY, OH 45365-2362 |
| Transaction Type | Mortgage |
| Record Updated | Jun 11, 2018 |
| Name | Verified Name |
|---|
| Document Number | 2129/051 |
|---|---|
| Date | May 21, 2018 |
| Book Page | 2129/051 |
| Instrument | 201800002461 |
| Name | DYNAMIC FCU |
|---|---|
| Type | Credit Union |
| Address | CELINA, OH 45822 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jun 1, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHELBY OH |
| Recording Date | Mar 31, 2017 |
| Property Address | 405 N OHIO AVE, SIDNEY, OH 45365-2362 |
| Document Number | 002078/127 |
| Book / Page | 2078 / 127 |
| Instrument Date | Mar 30, 2017 |
| Instrument | 201700001809 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 405 N OHIO AVE, SIDNEY, OH 45365-2362 |
| Document Number | 201700001810 |
|---|---|
| Date | Mar 31, 2017 |
| Instrument | 201700001810 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2047 |
The 2025 property tax bill for 405 N Ohio Ave was $956 with a homeowner's exemption, down 5.9% from the year before.
Source: Shelby County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Shelby County |
| County Subdivision | Clinton Township |
| Municipality | Sidney City |
| Unified School District | Sidney City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $956.00 (-5.91%) | $28,910 (-) Land $11,570 Building $17,340 | |
| 2024 | $1,016.00 (-2.21%) Homeowner's exemption | $28,910 (-) Land $11,570 Building $17,340 | |
| 2023 | $1,039.00 (+7.56%) Homeowner's exemption | $28,910 (+21.62%) Land $11,570 Building $17,340 | $82,600 Land $33,060 Building $49,540 |
| 2022 | $966.00 Homeowner's exemption | $23,770 Land $9,410 Building $14,360 | |
| 2020 | $67,900 Land $26,880 Building $41,020 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 405 N Ohio Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 405 N Ohio Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SIDNEY CITY PWS serves 20,614 people · EPA ID OH7501214 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 519 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| NKTELCO - Goldstar Fiber | 1,000 / 1,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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