Madera County property record for 405 N O St, Madera, CA 93637
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 1,666 sqft · built 1948 |
| Lot Size | 0.172 acres (7,500 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $310,000 (Nov 2024) |
| Tax Bill | $3,573 (2025) |
| Deeds & Mortgages | Jul 2023 Mortgage Nov 2024 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-012-004-000 |
| Primary APN | 010-012-004-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,666 sqft Living Area |
| 1st Floor Area | 1,666 sqft |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Construction Type | Frame |
| Lot Area | 7,500 sqft (0.172 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Floor/Wall Furnace |
| Street Address | 405 N O ST |
|---|---|
| City | MADERA |
| State | CA |
| Zip | 93637-3003 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HUGHES ADD LOTS 17 AND 18 BLK 57 LESS ALLEY |
| Legal Subdivision | HUGHES ADD |
| Legal Block | 57 |
| Legal Lot Number | 17,18 |
| Jurisdiction | MADERA CA |
| Township / Civil Division | MADERA |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 702 |
Source: Madera County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 405 N O ST, MADERA, CA 93637-3003 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Woman |
| Date | Document |
|---|---|
| Jul 19, 2023 | Deed of Trust, Mortgage · Commercial Mortgage FRESNO GRANGERS FCU |
| Nov 15, 2024 | Grant Deed, Transfer · Conventional Mortgage GOLDEN EMPIRE MORTGAGE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 15, 2024 · Amount on Record |
| Deed Sale | Nov 15, 2024 · Amount on Record |
| Prior Sale | May 5, 2015 · Amount on Record |
| Deed Document Number | 202424819 |
| Prior Transfer Date | Sep 6, 2013 |
| Prior Transfer Doc | 0000028094 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADERA CA |
| Property Address | 405 N O ST, MADERA, CA 93637-3003 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2026 |
| Title Company | PLACER TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 7826 ROAD 28, MADERA, CA 93637-9129 |
| Document Number | 0000013671 |
|---|---|
| Date | Jul 19, 2023 |
| Instrument | 2023013671 |
| Name | FRESNO GRANGERS FCU |
|---|---|
| Type | Credit Union |
| Address | FRESNO, CA 93711 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MADERA CA |
| Recording Date | Nov 15, 2024 |
| Property Address | 405 N O ST, MADERA, CA 93637-3003 |
| Document Number | 0000024819 |
| Map Reference | VOL 4 PG 31 |
| Instrument Date | Nov 7, 2024 |
| Instrument | 2024024819 |
| Transaction Type | Transfer |
| Record Updated | Nov 27, 2024 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 405 N O ST, MADERA, CA 93637-3003 |
| Document Number | 0000024820 |
|---|---|
| Date | Nov 15, 2024 |
| Instrument | 2024024820 |
| Name | GOLDEN EMPIRE MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2054 |
| Document Number | 0000024821 |
|---|---|
| Date | Nov 15, 2024 |
| Instrument | 2024024821 |
| Name | GOLDEN EMPIRE MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | BAKERSFIELD, CA 93309 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2054 |
Source: Madera County assessment roll, as of July 20, 2026
| Type | Name |
|---|---|
| State | California |
| County | Madera County |
| Municipality | Madera City |
| Unified School District | Madera Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $316,200 (+2%) Land $40,800 Building $275,400 | |
| 2025 | $3,573.00 (+104.41%) | $310,000 (+110.86%) Land $40,000 Building $270,000 |
| 2023 | $1,748.00 (+4.48%) | $147,015 Land $41,135 Building $105,880 |
| 2022 | $1,673.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 18, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MADERA serves 66,560 people · EPA ID CA2010002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2023 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 518 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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