Madera County property record for 401 N O St, Madera, CA 93637
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 967 sqft · built 1949 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $127,000 (Mar 2017) |
| Tax Bill | $1,713 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage Nov 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-012-003-000 |
| Primary APN | 010-012-003-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 967 sqft Living Area |
| 1st Floor Area | 967 sqft |
| Basement Area | 252 sqft |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1949 |
| Construction Type | Frame |
| Lot Area | 7,405 sqft (0.17 acres) |
| Lot Dimensions | 110 ft deep x 72 ft wide |
| Garage Area | 252 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | Floor/Wall Furnace |
|---|
| Street Address | 401 N O ST |
|---|---|
| City | MADERA |
| State | CA |
| Zip | 93637-3003 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HUGHES ADD LOTS 15 AND 16 BLK 57 LESS ALLEY |
| Legal Subdivision | HUGHES ADD |
| Legal Block | 57 |
| Legal Lot Number | 15,16 |
| Jurisdiction | MADERA CA |
| Township / Civil Division | MADERA |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 702 |
Source: Madera County records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 401 N O ST, MADERA, CA 93637-3003 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 29, 2020 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Nov 20, 2017 | Deed of Trust, Mortgage · FHA Mortgage STEARNS LNDG |
| Mar 14, 2017 | Grant Deed, Transfer · FHA Mortgage AMERICAN PACIFIC MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 14, 2017 · Amount on Record |
| Deed Sale | Mar 14, 2017 · Amount on Record |
| Prior Sale | Apr 25, 2012 · Amount on Record |
| Deed Document Number | 20177244 |
| Prior Transfer Date | Jul 20, 2005 |
| Prior Transfer Doc | 0000033336 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADERA CA |
| Property Address | 401 N O ST, MADERA, CA 93637-3003 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 401 N O ST, MADERA, CA 93637-3003 |
| Document Number | 0000027411 |
|---|---|
| Date | Oct 29, 2020 |
| Instrument | 2020027411 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 327 Months |
| Due | Jan 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADERA CA |
| Property Address | 401 N O ST, MADERA, CA 93637-3003 |
| Document Number | 0000029605 |
| Instrument Date | Nov 20, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2018 |
| Title Company | PLACER TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 401 N O ST MADERA CA 936373003, MADERA, CA 93637-3003 |
| Document Number | 0000029605 |
|---|---|
| Date | Nov 28, 2017 |
| Instrument | 29605 |
| Name | STEARNS LNDG |
|---|---|
| Address | SANTA ANA, CA 92707-8788 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 27, 2047 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MADERA CA |
| Recording Date | Mar 14, 2017 |
| Property Address | 401 N O ST, MADERA, CA 93637-3003 |
| Document Number | 0000007244 |
| Map Reference | VOL4 PG31 |
| Instrument Date | Mar 1, 2017 |
| Instrument | 2017007244 |
| Transaction Type | Transfer |
| Record Updated | Jul 26, 2021 |
| Title Company | OLD REPUBLIC TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 401 N O ST, MADERA, CA 93637-3003 |
| Document Number | 0000007245 |
|---|---|
| Date | Mar 14, 2017 |
| Instrument | 2017007245 |
| Name | AMERICAN PACIFIC MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2047 |
Source: Madera County assessment roll, as of July 20, 2026
| Type | Name |
|---|---|
| State | California |
| County | Madera County |
| Municipality | Madera City |
| Unified School District | Madera Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $150,335 (+2%) Land $23,673 Building $126,662 | |
| 2025 | $1,713.00 (+1.66%) | $147,388 (+4.04%) Land $23,209 Building $124,179 |
| 2023 | $1,685.00 (+4.46%) | $141,666 Land $22,308 Building $119,358 |
| 2022 | $1,613.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 18, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MADERA serves 66,560 people · EPA ID CA2010002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2023 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 518 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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