Flagler County property record for 405 N Cherry St, Bunnell, FL 32110 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,200 sqft · built 1973 |
| Lot Size | 0.241 acres (10,502 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $246,000 (Apr 2026) |
| Tax Bill | $1,964 (2025) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage Apr 2026 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-12-30-0850-01170-0090 |
| Primary APN | 10-12-30-0850-01170-0090 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,200 sqft Living Area |
| Gross Area | 2,160 sqft |
| 1st Floor Area | 1,200 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 10,502 sqft (0.241 acres) |
| Driveway | Brick Driveway |
| Driveway Area | 330 sqft |
| Deck Area | 220 sqft |
| Patio Area | 220 sqft |
| Storage Building | 360 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 405 N CHERRY ST |
|---|---|
| City | BUNNELL |
| State | FL |
| Zip | 32110-8078 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TOWN OF BUNNELL LOTS 9-10 BL-117 OR 63 PG 506 OR 69 PG 544 OR 448 PG 01 OR 604 PG 672 OR 700 PG 1650 OR 786 PG 1102 OR 865 PG 800 OR 865 PG 801 |
| Legal Range | 30E |
| Legal Township | 12S |
| Legal Section | 10 |
| Legal Subdivision | TOWN OF BUNNELL |
| Legal Block | 117 |
| Legal Lot Number | 9 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | BUNNELL |
| Census Block Group | 2 |
| Census Block | 2068 |
| Census Tract | 60218 |
Source: Flagler County records · APN 10-12-30-0850-01170-0090
Assessment roll updated December 8, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 405 N CHERRY ST, BUNNELL, FL 32110-8078 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Apr 22, 2026 | Warranty Deed, Transfer · Conventional Mortgage NEW AMERICAN FUNDING |
| Apr 22, 2026 | Warranty Deed, Transfer · Conventional Mortgage NEW AMERICAN FUNDING |
| Oct 18, 2023 | Warranty Deed, Transfer ADAMS CAMERON TITLE SERVICES, ADAMS CAMERON TITLE SVCS INC |
| Feb 03, 2020 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 22, 2026 · Amount on Record |
| Deed Sale | Apr 22, 2026 · Amount on Record |
| Prior Sale | Oct 18, 2023 · Amount on Record |
| Deed Document Number | 202616520 |
| Deed Book / Page | 3049 / 248 |
| Prior Transfer Date | Jun 21, 2000 |
| Prior Transfer Doc | 0700001650 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Apr 22, 2026 |
| Property Address | 405 N CHERRY ST, BUNNELL, FL 32110-8078 |
| Document Number | 0000016520 |
| Book / Page | 3049 / 248 |
| Instrument Date | Apr 14, 2026 |
| Instrument | 2026.16520 |
| Transaction Type | Transfer |
| Record Updated | May 04, 2026 |
| Title Company | PIONEER TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $173,922.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 405 N CHERRY ST, BUNNELL, FL 32110-8078 |
| Document Number | 0000016521, |
|---|---|
| Date | Apr 22, 2026 |
| Book Page | 3049/250 |
| Instrument | 2026.16521 |
| Name | NEW AMERICAN FUNDING |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.11% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Apr 22, 2026 |
| Property Address | 405 N CHERRY ST, BUNNELL, FL 32110-8078 |
| Document Number | 0030490248 |
| Book / Page | 3049 / 248 |
| Instrument Date | Apr 14, 2026 |
| Instrument | 202616520 |
| Transaction Type | Transfer |
| Record Updated | Jul 06, 2026 |
| Title Company | PIONEER LAND TITLE, PIONEER TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $173,922.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 405 N CHERRY ST, BUNNELL, FL 32110-8078 |
| Document Number | 0000016521, |
|---|---|
| Date | Apr 22, 2026 |
| Book Page | 3049/250 |
| Instrument | 202616521 |
| Name | NEW AMERICAN FUNDING |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.11% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Oct 18, 2023 |
| Property Address | 405 N CHERRY ST, BUNNELL, FL 32110-8078 |
| Document Number | 0028201288 |
| Book / Page | 2820 / 1288 |
| Map Reference | MB 1 PG 2 |
| Instrument Date | Oct 10, 2023 |
| Instrument | 2023045428 |
| Transaction Type | Transfer |
| Record Updated | Nov 03, 2023 |
| Title Company | ADAMS CAMERON TITLE SERVICES, ADAMS CAMERON TITLE SVCS INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,100.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 24848 LOYD ST, ASTOR, FL 32102-3231 |
| Name | Verified Name |
|---|---|
| Address | 405 N CHERRY ST, BUNNELL, FL 32110-8078 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 405 N CHERRY ST, BUNNELL, FL 32110-8078 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0024170171 |
|---|---|
| Date | Feb 03, 2020 |
| Book Page | 2417/0171 |
| Instrument | 2020004341 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | PORT ORANGE, FL 32127 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 215 Months |
| Due | Jan 13, 2038 |
Source: Flagler County records · Assessment roll updated December 8, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Municipality | Bunnell City |
| Unified School District | Flagler County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,964.00 (-2.77%) | $171,544 (+0.8%) Land $34,000 Building $137,544 | $171,544 (+0.8%) Land $34,000 Building $137,544 |
| 2024 | $2,020.00 (-40.64%) | ||
| 2023 | $3,403.00 (+24.52%) | $170,175 (+36.02%) Land $30,000 Building $140,175 | $170,175 (+36.02%) Land $30,000 Building $140,175 |
| 2022 | $2,733.00 | $125,111 Land $28,000 Building $97,111 | $125,111 Land $28,000 Building $97,111 |
Source: FEMA National Flood Hazard Layer, Flagler County (12035C), updated March 5, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120350602182, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 111 individual NFIP policies nearby |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 111 in force |
| Nearby Flood Claims | 2 (2024) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Oct 2024, rainfall accumulation, Hurricane Milton |
| Claims By Storm |
|
| Wildfire Risk | Low above 35% of the US · above 10% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,887 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 208 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Metronet Holdings | Fiber | 5,120 / 5,120 |
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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