400 N Cherry St, Bunnell, FL 32110 Property Records

Flagler County property record for 400 N Cherry St, Bunnell, FL 32110

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,218 sqft · built 1994
Lot Size0.361 acres (15,756 sqft)
OwnerIndividual Name on File
Last Sale$305,000 (Jul 2023)
Tax Bill$2,023 (2025)
Deeds & MortgagesJul 2023 Sale & Mortgage
Dec 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN10-12-30-0850-00990-0010

Property Details

APN / Parcel Number

Primary APN10-12-30-0850-00990-0010

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,218 sqft Heated Area
Gross Area1,747 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1999
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area15,756 sqft (0.361 acres)
Garage TypeCarport
CarportCarport
Carport Area400 sqft
DrivewayDriveway
Driveway Area736 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address400 N CHERRY ST
CityBUNNELL
StateFL
Zip32110-8077
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTOWN OF BUNNELL BLK 99 LTS 1,2, & 3 DB 39 PG 321 OR 308 PG 515 OR 452 PG 1933 OR 505 PG 493 OR 505 PG 1582(CD) OR 551 PG 191
Legal Range30E
Legal Township12S
Legal Section10
Legal SubdivisionBUNNELL
Legal Block99
Legal Lot Number1,2 2
JurisdictionFLAGLER FL
Township / Civil DivisionBUNNELL
Census Block Group2
Census Block2064
Census Tract60218

Owner

Source: Flagler County records · APN 10-12-30-0850-00990-0010

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address400 N CHERRY ST, BUNNELL, FL 32110-8077
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 24, 2023Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Dec 28, 2017Warranty Deed, Transfer · FHA Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 24, 2023 · Amount on Record
Deed SaleJul 24, 2023 · Amount on Record
Prior SaleDec 28, 2017 · Amount on Record
Deed Document Number2023031590
Deed Book / Page2798 / 1390
Record UpdatedJun 08, 2026

July 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFLAGLER FL
Recording DateJul 24, 2023
Property Address400 N CHERRY ST, BUNNELL, FL 32110-8077
Document Number0027981390
Book / Page2798 / 1390
Map ReferenceMB 1 PG 2
Instrument DateJul 14, 2023
Instrument2023031590
Transaction TypeTransfer
Record UpdatedAug 08, 2023
Title CompanyCOVENANT TITLE, COVENANT CLOSING & TTL SVCS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,135.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address9 SLIGO MILL CT, PALM COAST, FL 32164-5352

Transferred To (Grantee/Buyer)

NameVerified Name
Address400 N CHERRY ST, BUNNELL, FL 32110-8077

Mortgage

Document Number0027981392
DateJul 24, 2023
Instrument2798/1392
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2053

December 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFLAGLER FL
Recording DateDec 28, 2017
Property Address400 N CHERRY ST, BUNNELL, FL 32110-8077
Document Number0022491364
Book / Page2249 / 1364
Map ReferenceMB1 PG2
Instrument DateDec 27, 2017
Instrument2017045131
Transaction TypeTransfer
Record UpdatedFeb 22, 2022
Title CompanyTRULY YOURS TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,057.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address400 N CHERRY ST, 400, BUNNELL, FL 32110-8077

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 1392, BUNNELL, FL 32110-1392

Mortgage

Document Number2017045132
DateDec 28, 2017
Instrument2017045132
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2048

Tax Assessment & Valuation

Source: Flagler County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateFlorida
CountyFlagler County
MunicipalityBunnell City
Unified School DistrictFlagler County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,023.00 (+45.43%) Homeowner's exemption Widower's exemption$141,383 (+32.61%)$198,500 (+1.53%) Land $51,000 Building $147,500
2023$1,391.00 (+6.43%) Homeowner's exemption$106,617 (+3%)$195,508 (+3.75%) Land $45,000 Building $150,508
2022$1,307.00 Homeowner's exemption$103,512$188,441 Land $42,000 Building $146,441

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 5, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 111 policies
Community Rating SystemClass 4 (30% premium discount)
Nearby Flood Policies111 in force
Nearby Flood Claims2 (2024)
Claims Outside the SFHA2 of 2
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 2 claims

Wildfire

Wildfire RiskLow
lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Metronet Holdings
Fiber
5,120 / 5,120
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

Based on FCC filings for 208 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemBUNNELL WATER PLANT
serves 3,507 people
Water SourceGroundwater
Last State InspectionJun 2023
Lead6 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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