405 N 3rd St, Breda, IA 51436 Property Records

Carroll County property record for 405 N 3rd St, Breda, IA 51436

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,092 sqft · built 1975
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Last Sale	$115,000 (Jan 2020)
Tax Bill	$1,520 (2026)
Deeds & Mortgages	Jan 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0112430001`

Property Details

APN / Parcel Number

Primary APN	`0112430001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,092 sqft Living Area
Basement Area	1,092 sqft
Finished Basement	500 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Split Foyer
Exterior Material	Marblecrete
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	405 N 3RD ST
City	BREDA
State	IA
Zip	51436-7702
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARKVIEW ADDITION BLOCK 2 LOT 1
Legal Subdivision	PARKVIEW ADDITION
Legal Block	2
Legal Lot Number	1
Jurisdiction	CARROLL IA
Township / Civil Division	WHEATLAND
Census Block Group	1
Census Block	1045
Census Tract	960200

Owner

405 N 3rd St is owned by two individuals who bought it in January 2020.

Source: Carroll County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	404 N 3RD ST, BREDA, IA 51436-7702
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 3, 2020 · Amount on File
Deed Sale	Jan 3, 2020 · Amount on File
Deed Document Number	202020-0017
Record Updated	Oct 29, 2026

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARROLL IA
Recording Date	Jan 3, 2020
Property Address	405 N 3RD ST, BREDA, IA 51436-7702
Document Number	2020200017
Instrument Date	Dec 31, 2019
Instrument	202020-0017
Transaction Type	Transfer
Record Updated	Aug 9, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1535 390TH ST, WESTSIDE, IA 51467-7526

Mortgage

Document Number	2020200018
Date	Jan 3, 2020
Instrument	202020-0018

Lender

Name	WESTSIDE STATE BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2035

Tax Assessment & Valuation

The 2026 property tax bill for 405 N 3rd St was $1,520.

Source: Carroll County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Carroll County
Municipality	Breda City
Unified School District	Carroll Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,520.00	$138,500 (-) Land $16,560 Building $121,940	$138,500 (-) Land $16,560 Building $121,940
2025	$1,520.00	$138,500 Land $16,560 Building $121,940	$138,500 Land $16,560 Building $121,940
2023		$118,050 (+8.9%) Land $16,560 Building $101,490	$118,050 Land $16,560 Building $101,490
2022		$108,400 Land $14,930 Building $93,470
2021			$108,400 Land $14,930 Building $93,470
2018	$1,416.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 405 N 3rd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 15, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 405 N 3rd St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 68% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BREDA WATER SUPPLY serves 502 people · EPA ID IA1409041
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
BTC Fiber	2,000 / 2,000