Carroll County property record for 403 N 3rd St, Breda, IA 51436
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 3 ba · 1,510 sqft · built 1979 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $110,000 (Jul 2011) |
| Tax Bill | $2,444 (2026) |
| Deeds & Mortgages | Jul 2023 Mortgage Nov 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0112430003 |
| Primary APN | 0112430003 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,510 sqft Living Area |
| Basement Area | 1,510 sqft |
| Finished Basement | 1,025 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Exterior Material | Marblecrete |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,712 sqft (0.2 acres) |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 224 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 403 N 3RD ST |
|---|---|
| City | BREDA |
| State | IA |
| Zip | 51436-7702 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PARKVIEW ADDITION BLOCK 2 LOT 4 |
| Legal Subdivision | PARKVIEW ADDITION |
| Legal Block | 2 |
| Legal Lot Number | 4 |
| Jurisdiction | CARROLL IA |
| Township / Civil Division | WHEATLAND |
| Census Block Group | 1 |
| Census Block | 1045 |
| Census Tract | 960200 |
Source: Carroll County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 403 N 3RD ST, BREDA, IA 51436-7702 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 18, 2023 | Deed of Trust, Mortgage · Conventional Mortgage COASTAL COMMUNITY BANK |
| Nov 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jun 2, 2021 | Deed of Trust, Mortgage HUD |
| Dec 20, 2017 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 13, 2011 · Amount on Record |
| Deed Sale | Jul 13, 2011 · Amount on Record |
| Prior Sale | Feb 11, 2005 · Amount on Record |
| Deed Document Number | 20112048 |
| Deed Book / Page | 2011 / 2048 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL IA |
| Property Address | 403 N 3RD ST, BREDA, IA 51436-7702 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0020231646 |
|---|---|
| Date | Jul 18, 2023 |
| Instrument | 2023-1646 |
| Name | COASTAL COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL IA |
| Property Address | 403 N 3RD ST, BREDA, IA 51436-7702 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0020214402 |
|---|---|
| Date | Nov 23, 2021 |
| Instrument | 2021-4402 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL IA |
| Property Address | 403 N 3RD ST, BREDA, IA 51436-7702 |
| Transaction Type | Mortgage |
| Record Updated | Sep 8, 2021 |
| Name | Verified Name |
|---|
| Document Number | 20212095 |
|---|---|
| Date | Jun 2, 2021 |
| Instrument | 2021-2095 |
| Name | HUD |
|---|---|
| Type | Government Agency |
| Amount | Amount Recorded |
|---|---|
| Term | 324 Months |
| Due | Jan 1, 2048 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL IA |
| Property Address | 403 N 3RD ST, BREDA, IA 51436-7702 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2017/3753 |
|---|---|
| Date | Dec 20, 2017 |
| Book Page | 2017/3753 |
| Instrument | 2017-3753 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2048 |
Source: Carroll County assessment roll, as of October 7, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Carroll County |
| Municipality | Breda City |
| Unified School District | Carroll Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,444.00 | $273,770 (+23.02%) Land $16,560 Building $257,210 | $273,770 (+23.02%) Land $16,560 Building $257,210 |
| 2025 | $2,444.00 (+15.39%) | $222,540 (+21.05%) Land $16,560 Building $205,980 | $222,540 (+21.05%) Land $16,560 Building $205,980 |
| 2023 | $183,840 (+19.14%) Land $16,560 Building $167,280 | $183,840 (+19.14%) Land $16,560 Building $167,280 | |
| 2022 | $154,310 Land $14,930 Building $139,380 | ||
| 2021 | $154,310 Land $14,930 Building $139,380 | ||
| 2018 | $2,118.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 68% of Iowa |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BREDA WATER SUPPLY serves 502 people · EPA ID IA1409041 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| BTC Fiber | 2,000 / 2,000 |
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