405 Mountain Rd, Berwick, PA 18603 Property Records

Columbia County property record for 405 Mountain Rd, Berwick, PA 18603

Property Summary

Property TypeSingle Family Home
Details1,232 sqft · built 2004
Lot Size1 acres (43,560 sqft)
OwnerIndividual Name on Record
Last Sale$157,000 (Dec 2025)
Tax Bill$1,882 (2026)
Deeds & MortgagesDec 2025 Mortgage
Dec 2025 Sale
Flood ZoneZone X (minimal risk)
APN11,04-015-02,000

Property Details

APN / Parcel Number

Primary APN11,04-015-02,000

Interior

Building Area1,232 sqft Living Area

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Lot Area43,560 sqft (1 acres)

Location & Zoning

Street Address405 MOUNTAIN RD
CityBERWICK
StatePA
Zip18603-5131
Property CategoryResidential
Property TypeResidential > Single Family > Home
JurisdictionCOLUMBIA PA
Township / Civil DivisionNORTH CENTRE
Census Block Group2
Census Block2007
Census Tract50400

Owner

Source: Columbia County records, as of April 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address405 MOUNTAIN RD, BERWICK, PA 18603-5131
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 23, 2025Deed of Trust, Mortgage · Conventional Mortgage
JOURNEY BANK
Dec 23, 2025Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 23, 2025 · Amount on Record
Deed SaleDec 23, 2025 · Amount on Record
Deed Document Number20259899
Prior Transfer DateSep 7, 2005
Prior Transfer Doc0000009638
Record UpdatedJun 8, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLUMBIA PA
Property Address405 MOUNTAIN RD, BERWICK, PA 18603-5131
Transaction TypeMortgage
Record UpdatedJan 6, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000009900
DateDec 23, 2025
Instrument202509900
Lender
NameJOURNEY BANK
TypeBank
AddressBLOOMSBURG, PA 17815
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 5, 2056
Interest
Rate TypeAdjustable Rate
Rate6.5%
AdjustableAdjustable Rate Rider
Type Change DateJan 1, 2029
Change Frequency3 Years
Min Rate At Change6%
Max Rate At Change8.5%
Index3-Year CMT
Max Rate12.5%

December 2025: Deed, Transfer

Document TypeDeed
JurisdictionCOLUMBIA PA
Recording DateDec 23, 2025
Property Address405 MOUNTAIN RD, BERWICK, PA 18603-5131
Document Number0000009899
Instrument DateDec 18, 2025
Instrument202509899
Transaction TypeTransfer
Record UpdatedJan 6, 2026

Transaction

AmountAmount Recorded
Tax$1,570.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address405 MOUNTAIN RD, BERWICK, PA 18603-5131

Transferred To (Grantee/Buyer)

NameVerified Name
Address401 E 2ND ST, BERWICK, PA 18603-4801

Tax Assessment & Valuation

Source: Columbia County assessment roll, as of April 16, 2026

Property Jurisdictions

TypeName
StatePennsylvania
CountyColumbia County
County SubdivisionNorth Centre Township
Unified School DistrictCentral Columbia School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,882.00 (+7.36%)$24,559 (-)
2024$1,753.00 (+4.35%)$24,559 (-) Land $5,445 Building $19,114
2023$1,680.00$24,559 Land $5,445 Building $19,114
1992$49,118 (-) Land $10,890 Building $38,228
1974$49,118 Land $10,890 Building $38,228

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims9 (1981–2018)
Most Recent ClaimAug 2018 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Aug 2018 · 2 claims
  • Tropical Storm Lee, Sep 2011 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · above 84% of Pennsylvania
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Breezeline
Cable
1,000 / 50

May also be available: Verizon.

Nearby Properties on Mountain Rd

Nearby Streets

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