Columbia County property record for 401 Mountain Rd, Berwick, PA 18603
| Property Type | Rural Home |
|---|---|
| Details | 2,418 sqft · built 1900 |
| Lot Size | 11.1 acres (485,258 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,485 (2026) |
| Deeds & Mortgages | Jun 2026 Line of Credit Oct 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 11,04-015-05,000 |
| Primary APN | 11,04-015-05,000 |
|---|
| Building Area | 2,418 sqft Living Area |
|---|
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Lot Area | 485,258 sqft (11.1 acres) |
| Street Address | 401 MOUNTAIN RD |
|---|---|
| City | BERWICK |
| State | PA |
| Zip | 18603-5131 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Jurisdiction | COLUMBIA PA |
| Township / Civil Division | NORTH CENTRE |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 50400 |
Source: Columbia County records, as of April 16, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 401 MOUNTAIN RD, BERWICK, PA 18603-5131 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 2, 2026 | Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC |
| Oct 4, 2019 | Deed of Trust, Mortgage · FHA Mortgage STEARNS LENDING LLC |
| Jul 22, 2020 | Deed of Trust, Mortgage · Line of Credit UNB BK |
| May 25, 2018 | Grant Deed, Transfer · FHA Mortgage AMERICAN FIN'L RSRCS |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLUMBIA PA |
| Recording Date | Jun 2, 2026 |
| Property Address | 401 MOUNTAIN RD, BERWICK, PA 18603-5131 |
| Document Number | 0000004367 |
| Instrument Date | May 23, 2026 |
| Instrument | 20264367 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | SERVICELINK HOME EQUITY |
| Name | Verified Name |
|---|---|
| Address | 401 MOUNTAIN RD, BERWICK, PA 18603-5131 |
| Document Number | 0000004367, |
|---|---|
| Date | Jun 2, 2026 |
| Instrument | 20264367 |
| Name | SPRING EQ LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 1, 2046 |
| Rate | 6.23% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLUMBIA PA |
| Property Address | 401 MOUNTAIN RD, BERWICK, PA 18603-5131 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|
| Document Number | 0000007732 |
|---|---|
| Date | Oct 4, 2019 |
| Instrument | 201907732 |
| Name | STEARNS LENDING LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | SANTA ANA, CA 92707 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLUMBIA PA |
| Property Address | 401 MOUNTAIN RD, BERWICK, PA 18603-5131 |
| Document Number | 0000005520 |
| Instrument Date | Jul 22, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 10, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 401 MOUNTAIN RD BERWICK PA 186035131, BERWICK, PA 18603-5131 |
| Document Number | 0000005520 |
|---|---|
| Date | Jul 30, 2020 |
| Instrument | 5520 |
| Name | UNB BK |
|---|---|
| Type | Bank |
| Address | MOUNT CARMEL, PA 17851-0367 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 29, 2035 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | COLUMBIA PA |
| Recording Date | May 25, 2018 |
| Property Address | 401 MOUNTAIN RD, BERWICK, PA 18603-5131 |
| Document Number | 0000003930 |
| Instrument Date | May 14, 2018 |
| Instrument | 3930 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,060.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9 KELSEY EDSON RD BERWICK PA 18603, BERWICK, PA 18603 |
| Document Number | 3931 |
|---|---|
| Date | May 25, 2018 |
| Instrument | 3931 |
| Name | AMERICAN FIN'L RSRCS |
|---|---|
| Type | Funding / Finance Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 24, 2048 |
Source: Columbia County assessment roll, as of April 16, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Columbia County |
| County Subdivision | North Centre Township |
| Unified School District | Central Columbia School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,485.00 (+7.34%) | $32,430 (-) | |
| 2024 | $2,315.00 (+4.37%) | $32,430 (-) Land $15,281 Building $17,149 | |
| 2023 | $2,218.00 | $32,430 Land $15,281 Building $17,149 | |
| 1992 | $64,859 (-) Land $30,562 Building $34,297 | ||
| 1974 | $64,859 Land $30,562 Building $34,297 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 30, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 9 (1981–2018) |
| Most Recent Claim | Aug 2018 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 91% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
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