405 Mound St, Decorah, IA 52101 Property Records

Winneshiek County property record for 405 Mound St, Decorah, IA 52101

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,600 sqft · built 1955
Lot Size0.284 acres (12,360 sqft)
Owner2 Individual Names on File
Last Sale$385,000 (May 2024)
Tax Bill$5,380 (2026)
Deeds & MortgagesNov 2018 Sale
Flood ZoneZone X (reduced by levee)
APN111630402200

Property Details

APN / Parcel Number

Primary APN111630402200

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,600 sqft Living Area
1st Floor Area1,059 sqft
Basement Area1,059 sqft
Finished Basement660 sqft
Unfinished Basement399 sqft
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Exterior MaterialVinyl
Construction TypeFrame
Foundation TypeBlock
Roof TypeGable
Roof MaterialAsphalt
Lot Area12,360 sqft (0.284 acres)
Lot Dimensions100 ft deep x 27 ft wide
Garage TypeAttached
Garage Area902 sqft
Parking Spaces4 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area25 sqft
Deck Area222 sqft
Patio Area214 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
Water SourceCommercial

Location & Zoning

Street Address405 MOUND ST
CityDECORAH
StateIA
Zip52101-1505
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionN 100.1'& W 83.5'OF S 15' OF N 115.1'LOT 1-1-2-1-1-5 NW SW FKA LOT 1-1-2-1-1-5 NW SW EXC S 135' OF E 83.7'
Legal Range08W
Legal Township98N
Legal Section16
Legal Lot Number1-5
JurisdictionWINNESHIEK IA
Township / Civil DivisionDECORAH
Census Block Group2
Census Block2029
Census Tract950200

Owner

405 Mound St is owned and occupied by two individuals who bought it in May 2024.

Source: Winneshiek County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address405 MOUND ST, DECORAH, IA 52101-1505
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 28, 2024 · Amount on File
Deed SaleMay 28, 2024 · Amount on File
Deed Document Number20241134
Deed Book / Page2024 / 1134
Prior Transfer DateNov 8, 2018
Prior Transfer Doc02018/3164
Record UpdatedOct 29, 2026

November 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWINNESHIEK IA
Recording DateNov 13, 2018
Property Address405 MOUND ST, DECORAH, IA 52101-1505
Document Number2018/3164
Book / Page2018 / 3164
Instrument DateNov 8, 2018
Instrument2018-3164
Transaction TypeTransfer
Record UpdatedSep 10, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common

Tax Assessment & Valuation

The 2026 property tax bill for 405 Mound St was $5,380 with a homeowner's exemption.

Source: Winneshiek County assessment roll, as of October 21, 2025

Property Jurisdictions

TypeName
StateIowa
CountyWinneshiek County
MunicipalityDecorah City
Unified School DistrictDecorah Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,380.00$336,580 (-) Land $53,660 Building $282,920$336,580 (-) Land $53,660 Building $282,920
2025$5,380.00 (+11.29%) Homeowner's exemption$336,580 Land $53,660 Building $282,920$336,580 Land $53,660 Building $282,920
2024$4,834.00
2023$280,710 (+14.37%) Land $53,660 Building $227,050$280,710 Land $53,660 Building $227,050
2022$5,114.00$245,450 Land $44,710 Building $200,740
2021$245,450 Land $44,710 Building $200,740

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 405 Mound St in Zone X, where a levee reduces flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Nearest Special Flood Hazard AreaZone AH, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 17 policies
Nearby Flood Policies17 in force
Nearby Flood Claims5 (2016)
Claims Outside the SFHA4 of 5
Most Recent ClaimSep 2016 · Severe Storms And Flooding
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Aug 2016 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 405 Mound St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDECORAH WATER DEPARTMENT
serves 7,615 people · EPA ID IA9630012
Water SourceGroundwater
Last State InspectionJun 2024
Lead9 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
Nextlink
Fixed Wireless
100 / 20

May also be available: GigFire.

Nearby Properties on Mound St

Nearby Streets

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