403 Mound St, Decorah, IA 52101 Property Records

Winneshiek County property record for 403 Mound St, Decorah, IA 52101

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 832 sqft · built 1942
Lot Size	0.161 acres (7,000 sqft)
Owner	Company Name on File
Last Sale	$222,500 (Jun 2025)
Tax Bill	$2,838 (2026)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Mar 2017 Sale
Flood Zone	Zone X (reduced by levee)
APN	`111630400700`

Property Details

APN / Parcel Number

Primary APN	`111630400700`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	832 sqft Living Area
1st Floor Area	616 sqft
Attic	Attic
Attic Area	216 sqft
Basement Area	616 sqft
Unfinished Basement	616 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1942
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,000 sqft (0.161 acres)
Lot Dimensions	100 ft deep x 70 ft wide
Garage Type	Detached
Garage Area	320 sqft
Parking Spaces	1 Parking Space
Porch	Patio
Porch Area	21 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	403 MOUND ST
City	DECORAH
State	IA
Zip	52101-1505
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 1/2 L 2 OF 5 NW SW
Legal Range	08W
Legal Township	98N
Legal Section	16
Jurisdiction	WINNESHIEK IA
Township / Civil Division	DECORAH
Census Block Group	2
Census Block	2029
Census Tract	950200

Owner

403 Mound St is owned by a company that bought it in June 2025.

Source: Winneshiek County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	2209 340TH ST, MADRID, IA 50156-7436
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2022	Warranty Deed, Transfer · Conventional Mortgage DECORAH BANK & TRUST CO
Mar 3, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2025 · Amount on File
Deed Sale	Jun 30, 2025 · Amount on File
Prior Sale	Aug 24, 2022 · Amount on File
Deed Document Number	20251593
Deed Book / Page	2025 / 1593
Record Updated	Oct 29, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNESHIEK IA
Recording Date	Aug 24, 2022
Property Address	403 MOUND ST, DECORAH, IA 52101-1505
Document Number	02022/2729
Book / Page	2022 / 2729
Instrument Date	Aug 22, 2022
Instrument	2022 2729
Transaction Type	Transfer
Record Updated	Jun 1, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$311.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	403 MOUND ST, DECORAH, IA 52101-1505

Mortgage

Document Number	02022/2730
Date	Aug 24, 2022
Book Page	2022/2730
Instrument	2022 2730

Lender

Name	DECORAH BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 24, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.95%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 12, 2020
Change Frequency	Annually
Min Rate At Change	5.95%
Max Rate At Change	7.95%
Index	1-Year CMT
Margin	3
Max Rate	11.9%

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNESHIEK IA
Recording Date	Mar 3, 2017
Property Address	403 MOUND ST, DECORAH, IA 52101-1505
Document Number	02017/0624
Book / Page	2017 / 0624
Instrument Date	Feb 23, 2017
Instrument	2017 0624
Transaction Type	Transfer
Record Updated	Sep 15, 2022

Transaction

Amount	Amount on Record
Tax	$114.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	403 MOUND ST, DECORAH, IA 52101-1505

Tax Assessment & Valuation

The 2026 property tax bill for 403 Mound St was $2,838.

Source: Winneshiek County assessment roll, as of October 21, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Winneshiek County
Municipality	Decorah City
Unified School District	Decorah Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,838.00	$164,070 (-) Land $32,490 Building $131,580	$164,070 (-) Land $32,490 Building $131,580
2025	$2,838.00 (+2.9%)	$164,070 Land $32,490 Building $131,580	$164,070 Land $32,490 Building $131,580
2024	$2,758.00
2023		$146,550 (+50.68%) Land $32,490 Building $114,060	$146,550 Land $32,490 Building $114,060
2022	$1,842.00 Homeowner's exemption	$97,260 Land $27,070 Building $70,190
2021			$97,260 Land $27,070 Building $70,190

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 403 Mound St in Zone X, where a levee reduces flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Nearest Special Flood Hazard Area	Zone AH, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	5 (2016)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Sep 2016 · Severe Storms And Flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Aug 2016 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 403 Mound St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DECORAH WATER DEPARTMENT serves 7,615 people · EPA ID IA9630012
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	9 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Nextlink Fixed Wireless	100 / 20

May also be available: GigFire.

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