405 Mona Ln, Findlay, OH 45840 Property Records

Hancock County property record for 405 Mona Ln, Findlay, OH 45840

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,493 sqft · built 1958
Lot Size	0.217 acres (9,448 sqft)
Owner	Individual Name on File
Last Sale	$49,000 (May 1987)
Tax Bill	$1,878 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Jan 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1010-014-16-012.000`

Property Details

APN / Parcel Number

Primary APN	`1010-014-16-012.000`
Alternative APN	`590000262490`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	1 Plumbing Fixture
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,493 sqft Living Area
1st Floor Area	1,493 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	9,448 sqft (0.217 acres)
Lot Dimensions	135 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	280 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	136 sqft
Deck Area	Deck Area
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	405 MONA LN
City	FINDLAY
State	OH
Zip	45840-3956
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NORTHERN HEIGHTS ADD LOT 12
Legal Subdivision	NORTHERN HEIGHTS ADD
Legal Lot Number	12
Jurisdiction	HANCOCK OH
Township / Civil Division	FINDLAY
Census Block Group	5
Census Block	5018
Census Tract	400

Owner

405 Mona Ln is owned and occupied by an individual who acquired it in January 2020.

Source: Hancock County records, as of May 29, 2026

Owner of Record	Individual Name on File
Mailing Address	405 MONA LN, FINDLAY, OH 45840-3956
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 9, 2023	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Jan 10, 2020	Transfer on Death Deed, Transfer
Jan 10, 2020	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 29, 1987 · Amount on File
Deed Sale	May 29, 1987 · Amount on File
Prior Sale	May 11, 1984
Last Transfer Date	Jan 7, 2020
Transfer Doc	02564/4147
Record Updated	Sep 20, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANCOCK OH
Recording Date	May 9, 2023
Property Address	405 MONA LN, FINDLAY, OH 45840-3956
Document Number	02602/5172
Book / Page	2602 / 5172
Instrument Date	May 8, 2023
Instrument	202300003001
Transaction Type	Transfer
Record Updated	May 24, 2023
Title Company	WHITMAN TITLE SECURITY INC, WHITMAN TITLE SECURITY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 MONA LN, FINDLAY, OH 45840-3956

Mortgage

Document Number	202300003002
Date	May 9, 2023
Instrument	202300003002

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

January 2020: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	HANCOCK OH
Recording Date	Jan 10, 2020
Property Address	405 MONA LN, FINDLAY, OH 45840-3956
Document Number	02564/4149
Book / Page	2564 / 4149
Instrument Date	Jan 7, 2020
Instrument	202000000267
Transaction Type	Transfer
Record Updated	Apr 25, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	00000

January 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HANCOCK OH
Recording Date	Jan 10, 2020
Property Address	405 MONA LN, FINDLAY, OH 45840-3956
Document Number	02564/4147
Book / Page	2564 / 4147
Instrument Date	Jan 7, 2020
Instrument	202000000266
Transaction Type	Transfer
Record Updated	Apr 25, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	405 MONA LN, FINDLAY, OH 45840-3956

Tax Assessment & Valuation

The 2025 property tax bill for 405 Mona Ln was $1,878 with a homeowner's exemption, up 9.6% from the year before.

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hancock County
Municipality	Findlay City
Unified School District	Findlay City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,878.00 (+9.57%) Homeowner's exemption	$61,270 (+26.98%) Land $9,930 Building $51,340	$175,040 Land $28,360 Building $146,680
2024	$1,714.00 (-0.12%)	$48,250 (-) Land $7,820 Building $40,430
2023	$1,716.00 Homeowner's exemption	$48,250 Land $7,820 Building $40,430
2022			$137,850 Land $22,330 Building $115,520

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 405 Mona Ln in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	6 (1979–2017)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Jul 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 405 Mona Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FINDLAY CITY PWS serves 54,040 people · EPA ID OH3200111
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 483 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
HDER Link Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Amplex Wireless, MetaLINK Technologies.

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