401 Mona Ln, Findlay, OH 45840 Property Records

Hancock County property record for 401 Mona Ln, Findlay, OH 45840

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,747 sqft · built 1960
Lot Size	0.219 acres (9,518 sqft)
Owner	Individual Name on Record
Last Sale	$152,000 (Dec 2020)
Tax Bill	$2,023 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Nov 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`1010-014-16-011.000`

Property Details

APN / Parcel Number

Primary APN	`1010-014-16-011.000`
Alternative APN	`590000262480`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	2 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,747 sqft Living Area
1st Floor Area	1,747 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	9,518 sqft (0.219 acres)
Lot Dimensions	136 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	96 sqft
Deck Area	264 sqft
Patio Area	264 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	401 MONA LN
City	FINDLAY
State	OH
Zip	45840-3956
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NORTHERN HEIGHTS ADD LOT 11
Legal Subdivision	NORTHERN HEIGHTS ADD
Legal Lot Number	11
Jurisdiction	HANCOCK OH
Township / Civil Division	FINDLAY
Census Block Group	5
Census Block	5018
Census Tract	400

Owner

Source: Hancock County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	401 MONA LN, FINDLAY, OH 45840-3956
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 2, 2023	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Oct 10, 2023	Intrafamily Transfer, Transfer
Sep 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage THE FIRST NATIONAL BANK OF PANDORA
Dec 8, 2020	Survivorship Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 8, 2020 · Amount on Record
Deed Sale	Dec 8, 2020 · Amount on Record
Prior Sale	May 24, 2000 · Amount on Record
Deed Document Number	202012453
Deed Book / Page	2576 / 1196
Last Transfer Date	Jul 14, 2023
Transfer Doc	02606/2248
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Recording Date	Jul 24, 2026
Property Address	401 MONA LN, FINDLAY, OH 45840-3956
Document Number	0000005584
Book / Page	2631 / 2160
Instrument Date	Jul 20, 2026
Instrument	20265584
Transaction Type	Mortgage
Record Updated	Aug 4, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 MONA LN, FINDLAY, OH 45840-3956

Mortgage

Document Number	0000005584,
Date	Jul 24, 2026
Book Page	2631/2160
Instrument	20265584

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.47%
Initial Type	Fixed Rate
Max Rate	-1%

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	401 MONA LN, FINDLAY, OH 45840-3956
Transaction Type	Mortgage
Record Updated	Nov 10, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 MONA LN, FINDLAY, OH 45840-3956

Mortgage

Document Number	02606/5142
Date	Nov 2, 2023
Book Page	2606/5142
Instrument	202300007327

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Aug 1, 2053

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HANCOCK OH
Recording Date	Oct 10, 2023
Property Address	401 MONA LN, FINDLAY, OH 45840-3956
Document Number	02606/2248
Book / Page	2606 / 2248
Instrument Date	Jul 14, 2023
Instrument	202300006761
Transaction Type	Transfer
Record Updated	Oct 24, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	401 MONA LN, FINDLAY, OH 45840-3956

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 MONA LN, FINDLAY, OH 45840-3956

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	401 MONA LN, FINDLAY, OH 45840-3956
Transaction Type	Mortgage
Record Updated	Sep 16, 2021
Title Company	MID S TITLE AGENCY, MID AM TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2572/3343
Date	Sep 2, 2020
Book Page	2572/3343
Instrument	202000008708

Lender

Name	THE FIRST NATIONAL BANK OF PANDORA
Type	Bank
Address	PANDORA, OH 45877

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Oct 11, 2040

December 2020: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	HANCOCK OH
Recording Date	Dec 8, 2020
Property Address	401 MONA LN, FINDLAY, OH 45840-3956
Document Number	2576/1196
Book / Page	2576 / 1196
Instrument Date	Dec 8, 2020
Instrument	202000012453
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	MID S TITLE AGENCY, MID AM TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	401 MONA LN, FINDLAY, OH 45840-3956

Mortgage

Document Number	202000012454
Date	Dec 8, 2020
Instrument	202000012454

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hancock County
Municipality	Findlay City
Unified School District	Findlay City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,023.00 (+9.59%) Homeowner's exemption	$66,000 (+27%) Land $9,930 Building $56,070	$188,560 (+26.99%) Land $28,360 Building $160,200
2024	$1,846.00 (-0.16%)	$51,970 (-) Land $7,820 Building $44,150
2023	$1,849.00 (+0.38%) Homeowner's exemption	$51,970 (-) Land $7,820 Building $44,150
2022	$1,842.00 Homeowner's exemption	$51,970 Land $7,820 Building $44,150	$148,480 Land $22,330 Building $126,150

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	6 (1979–2017)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Jul 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FINDLAY CITY PWS serves 54,040 people · EPA ID OH3200111
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 483 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
HDER Link Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Amplex Wireless, MetaLINK Technologies.

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