405 Mill St, Monroe, GA 30655 Property Records

Walton County property record for 405 Mill St, Monroe, GA 30655

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,545 sqft · built 1920
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on Record
Tax Bill	$2,289 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Dec 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`M0190-090`

Property Details

APN / Parcel Number

Primary APN	`M0190-090`
Alternative APN	`17459`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,545 sqft Heated Area
1st Floor Area	1,152 sqft
Flooring	Softwood
Interior Walls	Wood

Exterior

Year Built	Built 1920
Effective Year Built	Effective 2010
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,068 sqft (0.3 acres)
Porch	Slab
Porch Area	290 sqft
Canopy	240 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Account Number	17459
Street Address	405 MILL ST
City	MONROE
State	GA
Zip	30655-2729
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	#44 MONROE COTTON MILLS .30AC
Legal Subdivision	MONROE COTTON MILLS
Legal Lot Number	44
Jurisdiction	WALTON GA
Township / Civil Division	MONROE
Census Block Group	2
Census Block	2041
Census Tract	110301

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Monroe and Walton Mills Historic District listed 1983 · 236 contributing resources · NRIS 83003617

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Walton County records, as of March 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	405 MILL ST, MONROE, GA 30655-2729
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE
Dec 22, 2023	Deed of Trust, Mortgage · Commercial Mortgage OLD MONROE MILLS
Jan 9, 2024	Quit Claim Deed, Transfer Quitclaim
Oct 3, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 9, 2024
Deed Sale	Jan 9, 2024
Prior Sale	Feb 20, 2015 · Amount on Record
Deed Document Number	2024260
Deed Book / Page	5418 / 295
Prior Transfer Date	Dec 14, 2023
Prior Transfer Doc	0054180295
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON GA
Property Address	405 MILL ST, MONROE, GA 30655-2729
Transaction Type	Mortgage
Record Updated	Mar 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	603 S BROAD ST, MONROE, GA 30655-2125

Mortgage

Document Number	0056220000001564
Date	Mar 2, 2026
Book Page	0000005622/0000001564
Instrument	D2026-002116

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2041

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON GA
Property Address	405 MILL ST, MONROE, GA 30655-2729
Transaction Type	Mortgage
Record Updated	Jan 19, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 MILL ST, MONROE, GA 30655-2729

Mortgage

Document Number	0054120000000151
Date	Dec 22, 2023
Book Page	0000005412/0000000151
Instrument	2023013732

Lender

Name	OLD MONROE MILLS

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2054

January 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WALTON GA
Recording Date	Jan 9, 2024
Property Address	405 MILL ST, MONROE, GA 30655-2729
Document Number	0054180295
Book / Page	5418 / 295
Instrument Date	Dec 14, 2023
Instrument	2024000260
Transaction Type	Transfer
Record Updated	Jan 30, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 MILL ST, MONROE, GA 30655-2729

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WALTON GA
Recording Date	Oct 3, 2018
Property Address	405 MILL ST, MONROE, GA 30655-2729
Document Number	0042890293
Book / Page	004289 / 000293
Instrument Date	Oct 3, 2018
Transaction Type	Transfer
Record Updated	Oct 22, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 MILL ST MONROE GA 306552729, MONROE, GA 30655-2729

Tax Assessment & Valuation

Source: Walton County assessment roll, as of March 5, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Walton County
Municipality	Monroe City
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,289.00 (+12.37%) Homeowner's exemption	$89,592 (+19.41%) Land $14,520 Building $75,072	$223,980 (+19.41%) Land $36,300 Building $187,680
2023	$2,037.00 (-98.91%) Homeowner's exemption	$75,032 (+58.32%) Land $12,000 Building $63,032	$187,580 (+58.32%) Land $30,000 Building $157,580
2022	$186,639.00 Homeowner's exemption	$47,392 Land $12,000 Building $35,392	$118,480 Land $30,000 Building $88,480

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 14, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2015–2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Feb 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE serves 25,248 people · EPA ID GA2970001
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Xfinity.

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