404 Mill St, Monroe, GA 30655 Property Records

Walton County property record for 404 Mill St, Monroe, GA 30655

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,230 sqft · built 1920
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on Record
Last Sale	$309,000 (Aug 2026)
Tax Bill	$3,071 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Aug 2026 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`M0190-095`

Property Details

APN / Parcel Number

Primary APN	`M0190-095`
Alternative APN	`17463`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,230 sqft Heated Area
1st Floor Area	1,152 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1920
Effective Year Built	Effective 2018
Exterior Material	Fiber Cement Siding
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,890 sqft (0.25 acres)
Garage Area	30 sqft
Porch	Slab
Porch Area	210 sqft
Canopy	546 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Account Number	17463
Street Address	404 MILL ST
City	MONROE
State	GA
Zip	30655-2730
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	#48 MONROE COTTON MILLS .25AC
Legal Subdivision	MONROE COTTON MILLS
Legal Lot Number	48
Jurisdiction	WALTON GA
Township / Civil Division	MONROE
Census Block Group	2
Census Block	2042
Census Tract	110301

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Monroe and Walton Mills Historic District listed 1983 · 236 contributing resources · NRIS 83003617

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Walton County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	404 MILL ST, MONROE, GA 30655-2730
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2026	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE
Aug 17, 2026	Administrator's Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE
Nov 12, 2019	Grant Deed, Transfer ATTORNEY ONLY
Dec 28, 2018	Deed of Trust, Mortgage · Conventional with PMI SYNOVUS BK
Aug 10, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 17, 2026 · Amount on Record
Deed Sale	Aug 17, 2026 · Amount on Record
Prior Sale	Nov 8, 2019 · Amount on Record
Deed Document Number	20268814
Deed Book / Page	5643 / 1762
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON GA
Recording Date	Aug 17, 2026
Property Address	404 MILL ST, MONROE, GA 30655-2730
Document Number	0000000881
Book / Page	5643 / 1764
Instrument Date	Aug 14, 2026
Instrument	2026881
Transaction Type	Mortgage
Record Updated	Sep 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	939 CLUBSIDE DR, MONROE, GA 30655-2056

Mortgage

Document Number	0000000881,
Date	Aug 17, 2026
Book Page	5643/1764
Instrument	2026881

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Max Rate	-1%

August 2026: Administrator's Deed, Transfer

Document Type	Administrator's Deed
Jurisdiction	WALTON GA
Recording Date	Aug 17, 2026
Property Address	404 MILL ST, MONROE, GA 30655-2730
Document Number	0000008814
Book / Page	5643 / 1762
Instrument Date	Aug 14, 2026
Instrument	20268814
Transaction Type	Transfer
Record Updated	Sep 28, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 MILL ST, MONROE, GA 30655-2730

Mortgage

Document Number	0000000881,
Date	Aug 17, 2026
Book Page	5643/1764
Instrument	2026881

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Max Rate	-1%

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WALTON GA
Recording Date	Nov 12, 2019
Property Address	404 MILL ST, MONROE, GA 30655-2730
Document Number	0044840486
Book / Page	004484 / 000486
Instrument Date	Nov 8, 2019
Instrument	14046
Transaction Type	Transfer
Record Updated	Dec 2, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$135.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 MILL ST MONROE GA 306552730, MONROE, GA 30655-2730

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON GA
Property Address	404 MILL ST, MONROE, GA 30655-2730
Document Number	0043260155
Instrument Date	Dec 28, 2018
Transaction Type	Mortgage
Record Updated	Mar 5, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	127 1/2 N BROAD ST #5 MONROE GA 306551890, 5, MONROE, GA 30655-1890

Mortgage

Document Number	0043260155
Date	Jan 3, 2019
Book Page	004326/000155
Instrument	106

Lender

Name	SYNOVUS BK
Type	Bank
Address	COLUMBUS, GA 31901

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	60 Months
Due	Jan 2, 2024

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON GA
Recording Date	Aug 10, 2018
Property Address	404 MILL ST, MONROE, GA 30655-2730
Document Number	0042660117
Book / Page	004266 / 000117
Instrument Date	Jul 10, 2018
Transaction Type	Transfer
Record Updated	Sep 17, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$40.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	404 MILL ST MONROE GA 306552730, MONROE, GA 30655-2730

Tax Assessment & Valuation

Source: Walton County assessment roll, as of March 5, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Walton County
Municipality	Monroe City
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,071.00 (+12.53%) Homeowner's exemption	$107,720 (+18.95%) Land $14,520 Building $93,200	$269,300 (+18.95%) Land $36,300 Building $233,000
2023	$2,729.00 (-99.12%) Homeowner's exemption	$90,560 (+15.57%) Land $12,000 Building $78,560	$226,400 (+15.57%) Land $30,000 Building $196,400
2022	$308,597.00 Homeowner's exemption	$78,360 Land $12,000 Building $66,360	$195,900 Land $30,000 Building $165,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 14, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2015–2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Feb 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE serves 25,248 people · EPA ID GA2970001
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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