Suffolk County and Southampton Town property record for 405 Mill Rd, Westhampton, NY 11977
| Property Type | Multi-Family Dwellings |
|---|---|
| Details | 5 bd · 3 ba · 4,866 sqft · built 2007 |
| Lot Size | 0.49 acres (21,344 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $750,000 (Jun 2020) |
| Tax Bill | $5,974 (2024) |
| Deeds & Mortgages | Jun 2022 Line of Credit Jun 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 0900-357.00-02.00-004.000 |
| Primary APN | 0900-357.00-02.00-004.000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 4,866 sqft Living Area |
| 1st Floor Area | 4,866 sqft |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Multi-Family |
| Exterior Material | Wood |
| Lot Area | 21,344 sqft (0.49 acres) |
| View / Lot | Below Average |
| Pool Area | 800 sqft |
|---|---|
| Porch | Porch |
| Porch Area | 220 sqft |
| Patio Area | 800 sqft |
| Shed | 1 Shed |
| Total Buildings | 2 Buildings |
| Heating System | HVAC |
|---|---|
| Sewer | Connected |
| Street Address | 405 MILL RD |
|---|---|
| City | WESTHAMPTON |
| State | NY |
| Zip | 11977-1205 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Local Zoning Code | R20 |
| Legal Description | LD EQ +2300 |
| Legal Block | 2 |
| Legal Lot Number | 4 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | SOUTHAMPTON |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 190504 |
Source: Suffolk County and Southampton Town records, as of August 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 405 MILL RD, WESTHAMPTON, NY 11977-1205 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 21, 2022 | Deed of Trust, Mortgage · Line of Credit SUFFOLK FCU |
| Jun 29, 2020 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 29, 2020 · Amount on Record |
| Deed Sale | Jun 29, 2020 · Amount on Record |
| Prior Sale | Mar 10, 1998 · Amount on Record |
| Deed Book / Page | 13062 / 667 |
| Prior Transfer Date | Oct 11, 1994 |
| Prior Transfer Doc | 1170000113 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 405 MILL RD, WESTHAMPTON, NY 11977-1205 |
| Transaction Type | Mortgage |
| Record Updated | Nov 7, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0234300297 |
|---|---|
| Date | Jun 21, 2022 |
| Book Page | 23430/297 |
| Name | SUFFOLK FCU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Jul 1, 2051 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Jun 29, 2020 |
| Property Address | 405 MILL RD, WESTHAMPTON, NY 11977-1205 |
| Document Number | 0130620667 |
| Book / Page | 13062 / 667 |
| Instrument Date | May 8, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 20, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Suffolk County and Southampton Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Southampton Town |
| Unified School District | Westhampton Beach Union Free School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $827,600 (+20.17%) Land $419,900 Building $407,700 | $1,313,651 (+20.17%) Land $666,508 Building $647,143 | |
| 2024 | $5,974.00 (+2.61%) | $1,093,175 (+10.32%) Land $700,159 Building $393,016 | |
| 2023 | $688,700 Land $441,100 Building $247,600 | $990,935 Land $634,676 Building $356,259 | |
| 2020 | $5,822.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 188 individual policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 196 units insured incl. 8 condo units |
| Nearby Flood Claims | 75 (1979–2024) |
| Claims Outside the SFHA | 13 of 75 |
| Most Recent Claim | Jun 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Asbestos resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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