Suffolk County and Southampton Town property record for 394 Mill Rd, Westhampton, NY 11977
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2,700 sqft · built 2012 |
| Lot Size | 1.18 acres (51,836 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,700,000 (Oct 2025) |
| Tax Bill | $9,736 (2024) |
| Deeds & Mortgages | Oct 2025 Sale & Mortgage Nov 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0900-357.00-03.00-008.004 |
| Primary APN | 0900-357.00-03.00-008.004 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Building Area | 2,700 sqft Living Area |
| Gross Area | 3,276 sqft |
| 1st Floor Area | 2,700 sqft |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2012 |
| Architectural Style | Mobile Home |
| Lot Area | 51,836 sqft |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 1,500 sqft |
| Heating System | HVAC |
|---|---|
| Water Source | Commercial |
| Street Address | 394 MILL RD |
|---|---|
| City | WESTHAMPTON |
| State | NY |
| Zip | 11977-1209 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R20 |
| Legal Description | 02 INC FILE |
| Legal Subdivision | J SALOMON |
| Legal Block | 3 |
| Legal Lot Number | 8 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | SOUTHAMPTON |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 190504 |
Source: Suffolk County and Southampton Town records, as of August 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4 PINE GROVE CT, WESTHAMPTON, NY 11977-1323 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Oct 22, 2025 | Deed, Transfer CITIZENS BANK |
| Nov 5, 2020 | Deed of Trust, Mortgage · ARM HSBC BANK USA |
| Sep 18, 2020 | Loan Modification, Consolidation and Extension, Mortgage · Conventional Mortgage HSBC BK USA NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 22, 2025 · Amount on Record |
| Deed Sale | Oct 22, 2025 · Amount on Record |
| Prior Sale | Jul 25, 2013 · Amount on Record |
| Deed Book / Page | 13313 / 806 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Oct 22, 2025 |
| Property Address | 394 MILL RD, WESTHAMPTON, NY 11977-1209 |
| Document Number | 0133130806 |
| Book / Page | 13313 / 806 |
| Instrument Date | Sep 22, 2025 |
| Transaction Type | Transfer |
| Record Updated | Dec 31, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4 PINE GROVE CT, WESTHAMPTON, NY 11977-1323 |
| Document Number | 0236900622 |
|---|---|
| Date | Oct 22, 2025 |
| Book Page | 23690/622 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 394 MILL RD, WESTHAMPTON, NY 11977-1209 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0231910848 |
|---|---|
| Date | Nov 5, 2020 |
| Book Page | 23191/848 |
| Instrument | DL033834 |
| Name | HSBC BANK USA |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.86% |
| Type Change Date | Oct 1, 2030 |
| Index | 1-Year LIBOR |
| Document Type | Loan Modification, Consolidation and Extension |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 394 MILL RD, WESTHAMPTON, NY 11977-1209 |
| Document Number | 0231910849 |
| Instrument Date | Sep 18, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 4, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 394 MILL RD WESTHAMPTON NY 119771209, WESTHAMPTON, NY 11977-1209 |
| Document Number | 0231910849 |
|---|---|
| Date | Nov 5, 2020 |
| Book Page | 023191/000849 |
| Name | HSBC BK USA NA |
|---|---|
| Type | Bank |
| Address | NEW YORK, NY 10018 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 4, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.85% |
Source: Suffolk County and Southampton Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Southampton Town |
| Unified School District | Westhampton Beach Union Free School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,122,300 (-) Land $461,900 Building $660,400 | $1,781,429 (-) Land $733,175 Building $1,048,254 | |
| 2024 | $9,736.00 (+2.61%) | $1,122,300 (-) Land $461,900 Building $660,400 | $1,781,429 (+10.32%) Land $733,175 Building $1,048,254 |
| 2023 | $1,122,300 Land $461,900 Building $660,400 | $1,614,820 Land $664,604 Building $950,216 | |
| 2020 | $9,488.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 188 individual policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 196 units insured incl. 8 condo units |
| Nearby Flood Claims | 75 (1979–2024) |
| Claims Outside the SFHA | 13 of 75 |
| Most Recent Claim | Jun 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Asbestos resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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