405 Michelle Dr, Benton, AR 72015 Property Records

Saline County property record for 405 Michelle Dr, Benton, AR 72015

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,407 sqft · built 2012
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on Record
Last Sale	$210,000 (May 2023)
Tax Bill	$1,778 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`800-30300-054`

Property Details

APN / Parcel Number

Primary APN	`800-30300-054`
Alternative APN	`85705`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,407 sqft Living Area
Gross Area	1,891 sqft
1st Floor Area	1,407 sqft
Flooring	Carpet

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Fiberglass
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	120 ft deep x 61 ft wide
Garage Type	Attached
Garage Area	484 sqft
Driveway	Concrete Driveway
Driveway Area	864 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	56 sqft
Deck Area	96 sqft
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	405 MICHELLE DR
City	BENTON
State	AR
Zip	72015-5086
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2023-007607
Legal Range	14W
Legal Township	02S
Legal Section	07
Legal Subdivision	HIDDEN MEADOWS PH III
Legal Lot Number	54
Jurisdiction	SALINE AR
Township / Civil Division	BAUXITE
Census Block Group	1
Census Block	1052
Census Tract	10106

Owner

Source: Saline County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	405 MICHELLE DR, BENTON, AR 72015-5086
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 4, 2023	Warranty Deed, Transfer · Conventional Mortgage EAGLE BANK & TRUST CO
Nov 9, 2020	Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 4, 2023 · Amount on Record
Deed Sale	May 4, 2023 · Amount on Record
Prior Sale	May 27, 2015 · Amount on Record
Deed Document Number	20237607
Deed Book / Page	2023 / 7607
Record Updated	Oct 29, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SALINE AR
Recording Date	May 4, 2023
Property Address	405 MICHELLE DR, BENTON, AR 72015-5086
Document Number	0000007607
Instrument Date	Apr 21, 2023
Instrument	2023-007607
Transaction Type	Transfer
Record Updated	May 22, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$693.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1015 NE CEDAR ST, LEES SUMMIT, MO 64086-5495

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 MICHELLE DR, BENTON, AR 72015-5086

Mortgage

Document Number	0000007608
Date	May 4, 2023
Instrument	2023-007608

Lender

Name	EAGLE BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2053

Mortgage

Document Number	0000007609
Date	May 4, 2023
Instrument	2023-007609

Lender

Name	EAGLE BANK & TRUST CO
Type	Bank
Address	LITTLE ROCK, AR 72211

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	May 1, 2033

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALINE AR
Property Address	405 MICHELLE DR, BENTON, AR 72015-5086
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 MICHELLE DR, BENTON, AR 72015-5086

Mortgage

Document Number	0000025475
Date	Nov 9, 2020
Instrument	2020-025475

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	295 Months
Due	Jun 1, 2045

Tax Assessment & Valuation

Source: Saline County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
Municipality	Benton City
County	Saline County
Unified School District	Bauxite School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,778.00 (-7.78%)	$34,145 (-) Land $6,700 Building $27,445	$170,725 (-) Land $33,500 Building $137,225
2024	$1,928.00 (+46.06%)
2023	$1,320.00 Homeowner's exemption	$34,145 Land $6,700 Building $27,445	$170,725 Land $33,500 Building $137,225

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 83% of Arkansas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BENTON WATERWORKS serves 30,681 people · EPA ID AR0000484
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Sparklight Fiber · Cable in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Ripple Fiber, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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