327 Michelle Dr, Benton, AR 72015 Property Records

Saline County property record for 327 Michelle Dr, Benton, AR 72015

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,502 sqft · built 2015
Lot Size	0.261 acres (11,400 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,443 (2024)
Deeds & Mortgages	Oct 2019 Mortgage Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`800-30300-058`

Property Details

APN / Parcel Number

Primary APN	`800-30300-058`
Alternative APN	`85709`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,502 sqft Living Area
1st Floor Area	1,502 sqft
Flooring	Steel Beam

Exterior

Year Built	Built 2015
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Fiberglass
Lot Area	11,400 sqft (0.261 acres)
Lot Dimensions	152 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	484 sqft
Driveway	Driveway
Driveway Area	780 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	25 sqft
Patio Area	224 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	85709
Street Address	327 MICHELLE DR
City	BENTON
State	AR
Zip	72015-4917
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2017-015096
Legal Range	14W
Legal Township	02S
Legal Section	07
Legal Subdivision	HIDDEN MEADOWS PH III
Legal Lot Number	58
Jurisdiction	SALINE AR
Township / Civil Division	BAUXITE
Census Block Group	1
Census Block	1052
Census Tract	10106

Owner

Source: Saline County records, as of October 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	327 MICHELLE DR, BENTON, AR 72015-4917
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2019	Deed of Trust, Mortgage · Conventional Mortgage ARKANSAS FCU
Apr 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage ARKANSAS FEDERAL
Aug 15, 2017	Warranty Deed, Transfer · ARM ARKANSAS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 14, 2022
Deed Sale	May 14, 2022
Deed Document Number	2017-015096
Prior Transfer Date	Aug 15, 2017
Prior Transfer Doc	2017-015096
Record Updated	Jun 8, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALINE AR
Property Address	327 MICHELLE DR, BENTON, AR 72015-4917
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019251
Date	Oct 3, 2019
Instrument	2019-019251

Lender

Name	ARKANSAS FCU
Type	Credit Union
Address	JACKSONVILLE, AR 72078

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Type Change Date	Oct 1, 2034
Min Rate At Change	1.75%
Index	10-Year TN
Max Rate	8.37%

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALINE AR
Property Address	327 MICHELLE DR, BENTON, AR 72015-4917
Document Number	0000009256
Instrument Date	Apr 24, 2020
Transaction Type	Mortgage
Record Updated	Jun 26, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	327 MICHELLE DR BENTON AR 720154917, BENTON, AR 72015-4917

Mortgage

Document Number	0000009256
Date	May 6, 2020
Instrument	9256

Lender

Name	ARKANSAS FEDERAL
Address	PO BOX 9, JACKSONVILLE, AR 72078-0009

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 5, 2035

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SALINE AR
Recording Date	Aug 15, 2017
Property Address	327 MICHELLE DR, BENTON, AR 72015-4917
Document Number	0000015096
Instrument Date	Aug 11, 2017
Instrument	2017-015096
Transaction Type	Transfer
Record Updated	Oct 14, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$495.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	327 MICHELLE DR, BENTON, AR 72015-4917

Mortgage

Document Number	0000015097
Date	Aug 15, 2017
Instrument	2017-015097

Lender

Name	ARKANSAS FCU
Type	Credit Union
Address	JACKSONVILLE, AR 72078

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2032
Min Rate At Change	1.75%
Max Rate At Change	9.5%
Max Rate	9.5%

Tax Assessment & Valuation

Source: Saline County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
Municipality	Benton City
County	Saline County
Unified School District	Bauxite School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$36,767 (-) Land $6,700 Building $30,067
2024	$1,443.00 (+0.21%)
2023	$1,440.00 Homeowner's exemption	$36,767 Land $6,700 Building $30,067	$183,835 Land $33,500 Building $150,335

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 83% of Arkansas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BENTON WATERWORKS serves 30,681 people · EPA ID AR0000484
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Sparklight Fiber · Cable in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Ripple Fiber, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Michelle Dr

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