Wells County property record for 405 Melching Ct, Ossian, IN 46777
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,076 sqft · built 1976 |
| Lot Size | 0.223 acres (9,714 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $2,422 (2025) |
| Deeds & Mortgages | Jan 2018 Mortgage Dec 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 90-02-15-509-007.000-009 |
| Primary APN | 90-02-15-509-007.000-009 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,076 sqft Living Area |
| 1st Floor Area | 1,076 sqft |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1990 |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 9,714 sqft (0.223 acres) |
| Lot Dimensions | 125 ft deep x 78 ft wide |
| Garage Type | Attached |
| Garage Area | 352 sqft |
| Parking Spaces | 1 Parking Space |
| Shed | 1 Shed |
| Shed Area | 168 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 00001568299 |
|---|---|
| Street Address | 405 MELCHING CT |
| City | OSSIAN |
| State | IN |
| Zip | 46777-9233 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MILLSIDE PLACE SEC D LOT 7 (15-E) |
| Legal Subdivision | MILLSIDE PLACE ADD SEC D |
| Legal Lot Number | 7 |
| Jurisdiction | WELLS IN |
| Township / Civil Division | JEFFERSON |
| Census Block Group | 4 |
| Census Block | 4005 |
| Census Tract | 40100 |
405 Melching Ct is held in a trust since December 2022.
Source: Wells County records, as of June 26, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 1750 OAKWOOD LN, BERNE, IN 46711-8701 |
| Owner Type | Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 2, 2018 | Deed of Trust, Mortgage · Conventional Mortgage PROFED FCU |
| Dec 20, 2022 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Dec 20, 2022 |
| Transfer Doc | 0020225215 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WELLS IN |
| Property Address | 405 MELCHING CT, OSSIAN, IN 46777-9233 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0020180009 |
|---|---|
| Date | Jan 2, 2018 |
| Instrument | 20180009 |
| Name | PROFED FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WELLS IN |
| Recording Date | Dec 20, 2022 |
| Property Address | 405 MELCHING CT, OSSIAN, IN 46777-9233 |
| Document Number | 0020225215 |
| Instrument Date | Dec 20, 2022 |
| Instrument | 20225215 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | IN |
| Name | Verified Name |
|---|---|
| Address | 1750 OAKWOOD LN, BERNE, IN 46711-8701 |
The 2025 property tax bill for 405 Melching Ct was $2,422, up 7.8% from the year before.
Source: Wells County assessment roll, as of June 26, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Wells County |
| County Subdivision | Jefferson Township |
| Municipality | Ossian Town |
| Unified School District | Northern Wells Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,422.00 (+7.79%) | $170,400 Land $36,400 Building $134,000 | $170,400 Land $36,400 Building $134,000 |
| 2024 | $2,247.00 | ||
| 2023 | $148,200 (+17.71%) Land $31,800 Building $116,400 | $148,200 (+17.71%) Land $31,800 Building $116,400 | |
| 2022 | $1,277.00 | $125,900 Land $18,600 Building $107,300 | $125,900 Land $18,600 Building $107,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 405 Melching Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 30, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 405 Melching Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OSSIAN MUNICIPAL WATER DEPARTMENT serves 3,289 people · EPA ID IN5290002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Watch TV Fixed Wireless | 100 / 20 |
May also be available: Lakeland Internet, Mediacom Xtream.
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