309 Melching Ct, Ossian, IN 46777 Property Records

Wells County property record for 309 Melching Ct, Ossian, IN 46777

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,092 sqft · built 1976
Lot Size	0.229 acres (9,975 sqft)
Owner	Individual Name on File
Last Sale	$174,500 (Apr 2024)
Tax Bill	$1,171 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Feb 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`90-02-15-509-003.000-009`

Property Details

APN / Parcel Number

Primary APN	`90-02-15-509-003.000-009`
Alternative APNs	`00001568008` `0151025503`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,092 sqft Living Area
1st Floor Area	1,092 sqft

Exterior

Year Built	Built 1976
Effective Year Built	Effective 2000
Construction Type	Masonry / Concrete Block
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	9,975 sqft (0.229 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	468 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00001568008
Street Address	309 MELCHING CT
City	OSSIAN
State	IN
Zip	46777-9262
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MILLSIDE PLACE SEC D LOT 3 (15-E)
Legal Subdivision	MILLSIDE PLACE SECTION D
Legal Lot Number	3
Jurisdiction	WELLS IN
Township / Civil Division	JEFFERSON
Census Block Group	4
Census Block	4005
Census Tract	40100

Owner

309 Melching Ct is owned and occupied by an individual who bought it in April 2024.

Source: Wells County records, as of June 26, 2026

Owner of Record	Individual Name on File
Mailing Address	309 MELCHING CT, OSSIAN, IN 46777-9262
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2024	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE CO INC
Feb 10, 2020	Warranty Deed, Transfer · Conventional Mortgage AMERICAN MORTGAGE SERVICES

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 8, 2024 · Amount on File
Deed Sale	Apr 8, 2024 · Amount on File
Prior Sale	Feb 10, 2020 · Amount on File
Deed Document Number	20241140
Record Updated	Sep 20, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WELLS IN
Recording Date	Apr 8, 2024
Property Address	309 MELCHING CT, OSSIAN, IN 46777-9262
Document Number	0020241140
Map Reference	PB 4 PG 8
Instrument Date	Apr 4, 2024
Instrument	20241140
Transaction Type	Transfer
Record Updated	Apr 24, 2024

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 MELCHING CT, OSSIAN, IN 46777-9262

Mortgage

Document Number	0020241141
Date	Apr 8, 2024
Instrument	20241141

Lender

Name	RUOFF MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WELLS IN
Recording Date	Feb 10, 2020
Property Address	309 MELCHING CT, OSSIAN, IN 46777-9262
Document Number	0020200607
Instrument Date	Feb 6, 2020
Instrument	20200607
Transaction Type	Transfer
Record Updated	Jun 12, 2023
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 MELCHING CT, OSSIAN, IN 46777-9262

Mortgage

Document Number	0020200608
Date	Feb 10, 2020
Instrument	20200608

Lender

Name	AMERICAN MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 309 Melching Ct was $1,171 with a homeowner's exemption, up 12.9% from the year before.

Source: Wells County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Wells County
County Subdivision	Jefferson Township
Municipality	Ossian Town
Unified School District	Northern Wells Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,171.00 (+12.92%) Homeowner's exemption	$189,700 Land $37,300 Building $152,400	$189,700 Land $37,300 Building $152,400
2024	$1,037.00
2023		$165,300 (+16.49%) Land $32,600 Building $132,700	$165,300 (+16.49%) Land $32,600 Building $132,700
2022	$804.00	$141,900 Land $19,100 Building $122,800	$141,900 Land $19,100 Building $122,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 309 Melching Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 309 Melching Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OSSIAN MUNICIPAL WATER DEPARTMENT serves 3,289 people · EPA ID IN5290002
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20
Watch TV Fixed Wireless	100 / 20

May also be available: Lakeland Internet, Mediacom Xtream.

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