405 McClelland Dr, Troy, IL 62294 Property Records

Madison County property record for 405 McClelland Dr, Troy, IL 62294 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms1 Beds
Bathrooms3 Baths
Year BuiltBuilt 2018
Square Footage1,694 sqft Living Area
Lot Size10,500 sqft (0.241 acres)
OccupancyOwner Occupied
Last Sale$400,000 (2023)
Tax Bill$2,389.00 (2025)

Property Details

APN / Parcel Number

Primary APN09-2-22-06-02-202-017

Interior

Bedrooms1 Beds
Full Baths3 Baths
Total Rooms1 Rooms
Building Area1,694 sqft Living Area
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Construction TypeFrame Construction
Lot Area10,500 sqft (0.241 acres)
Depth X Width131 ft x 80 ft Depth x Width
Garage TypeAttached Garage

Utilities and HVAC

Cooling SystemCentral Cooling

Location & Zoning

Street Address405 MCCLELLAND DR
CityTROY
StateIL
Zip62294-3338
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionTHE HOMES AT LIBERTY PLACE PHASE 2 LOT 145 80 X 131.25
Legal SubdivisionTHE HOMES AT LIBERTY PLACE
Legal Phase2
Legal Lot Number145
JurisdictionMADISON IL
Minor Civil DivisionJARVIS
Census Blockgroup1
Census Block1005
Census Tract403533

Owner

Source: Madison County records · APN 09-2-22-06-02-202-017

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address405 MCCLELLAND DR, TROY, IL 62294-3338
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 11, 2023Warranty Deed, Transfer · Veterans Administration Mortgage
NP INC
Feb 07, 2022Warranty Deed, Transfer · Conventional Mortgage
CARROLLTON BANK
Aug 07, 2019Deed of Trust, Mortgage · Conventional Mortgage
FIRST NATIONAL BANK STAUNTON
Aug 17, 2020Deed of Trust, Mortgage · Conventional Mortgage
MIDWEST CMNTY BK
Dec 12, 2018Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
ILLINOIS STATE POLICE FCU
Sep 12, 2018Loan Modification, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI)
FIRST NAT'L BK/STAUNTON
Dec 11, 2017Trustee's Deed, Construction Loan · Building or Construction Mortgage
FCB BK
Nov 15, 2017Warranty Deed, Transfer
SOUTHERN IL R/E TITLE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 11, 2023 · Amount on Record
Deed SaleApr 11, 2023 · Amount on Record
Prior SaleFeb 07, 2022 · Amount on Record
Deed Doc Number20239113
Record RefreshedSep 20, 2026

April 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMADISON IL
Recording DateApr 11, 2023
Property Address405 MCCLELLAND DR, TROY, IL 62294-3338
Document Number0000009113
Map ReferencePC 65 PG 185
Instrument DateMar 21, 2023
Instrument2023R09113
Transaction TypeTransfer
Record UpdatedMay 03, 2023
Title CompanyABSTRACTS AND TITLES INC, ABSTRACTS & TITLES

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$600.00
Amount AccuracyCalculated from Tax
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address405 MCCLELLAND DR, TROY, IL 62294-3338

Mortgage

Document Number0000009114
DateApr 11, 2023
Instrument2023R09114
Lender
NameNP INC
TypeFunding / Finance Company
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2053
Interest
Rate TypeFixed Rate
Rate6.25%

February 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMADISON IL
Recording DateFeb 07, 2022
Property Address405 MCCLELLAND DR, TROY, IL 62294-3338
Document Number0000004381
Map ReferencePC 65 PG 185
Instrument DateJan 28, 2022
Instrument2022R04381
Transaction TypeTransfer
Record UpdatedFeb 23, 2022
Title CompanyABSTRACTS AND TITLES INC, ABSTRACTS & TITLES

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$590.25
Amount AccuracyCalculated from Tax
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address405 MCCLELLAND DR, TROY, IL 62294-3338

Mortgage

Document Number0000004382
DateFeb 07, 2022
Instrument2022R04382
Lender
NameCARROLLTON BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate3.25%

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON IL
Property Address405 MCCLELLAND DR, TROY, IL 62294-3338
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyABSTRACTS & TITLES

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000024799
DateAug 07, 2019
Instrument2019R24799
Lender
NameFIRST NATIONAL BANK STAUNTON
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2049
Interest
Rate TypeFixed Rate

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON IL
Property Address405 MCCLELLAND DR, TROY, IL 62294-3338
Document Number0000029511
Instrument DateAug 17, 2020
Transaction TypeMortgage
Record UpdatedSep 03, 2020
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address405 MCCLELLAND DR TROY IL 622943338, TROY, IL 62294-3338

Mortgage

Document Number0000029511
DateAug 25, 2020
Instrument29511
Lender
NameMIDWEST CMNTY BK
TypeBank
AddressSAINT LOUIS, MO 63125
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 24, 2050
Interest
Rate TypeFixed Rate
Rate2.75%

December 2018: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionMADISON IL
Recording DateDec 12, 2018
Property Address405 MCCLELLAND DR, TROY, IL 62294-3338
Document Number0000038952
Map ReferencePC65 PG185
Instrument DateNov 30, 2018
Instrument2018R38952
Transaction TypeSubdivision Related Transfer
Record UpdatedApr 21, 2022
Title CompanyABSTRACTS & TITLES

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$447.00
Amount AccuracyCalculated from Tax
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address405 MCCLELLAND DR, TROY, IL 62294-3338

Mortgage

Document Number0000038953
DateDec 12, 2018
Instrument2018R38953
Lender
NameILLINOIS STATE POLICE FCU
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate
Rate4.38%

September 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMADISON IL
Property Address405 MCCLELLAND DR, TROY, IL 62294-3338
Document Number0000029271
Instrument DateSep 12, 2018
Transaction TypeMortgage
Record UpdatedMar 06, 2019

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address405 MCCLELLAND DR TROY IL 62294, TROY, IL 62294

Mortgage

Document Number0000029271
DateSep 18, 2018
Instrument29271
Lender
NameFIRST NAT'L BK/STAUNTON
TypeBank
AddressSTAUNTON, IL 62088-0059
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term12 Months
DueSep 17, 2019
Interest
Rate5.24%

December 2017: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionMADISON IL
Recording DateDec 11, 2017
Property Address405 MCCLELLAND DR, TROY, IL 62294-3338
Instrument DateDec 04, 2017
Instrument41595
Transaction TypeConstruction Loan
Record UpdatedJan 11, 2019
Title CompanyABSTRACTS AND TITLES INC, ABSTRACTS & TITLES INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address405 MCCELLAND DR TROY IL 62294, TROY, IL 62294
InvestorPossibly a Property Investor

Mortgage

Document Number0000041595
DateDec 11, 2017
Instrument41595
Lender
NameFCB BK
TypeBank
AddressSTAUNTON, IL 62088-0059
Agreement
TypeBuilding or Construction Mortgage
AmountAmount Recorded
Term12 Months
DueDec 10, 2018
Interest
Rate4.49%

November 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMADISON IL
Recording DateNov 15, 2017
Property Address405 MCCLELLAND DR, TROY, IL 62294-3338
Document Number0000038659
Instrument DateNov 10, 2017
Instrument38659
Transaction TypeTransfer
Record UpdatedJan 03, 2018
Title CompanySOUTHERN IL R/E TITLE

Transaction

AmountAmount Recorded
Tax$145.00
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address224 FAIRINGTON DR TROY IL 622942251, TROY, IL 62294-2251

Tax Assessment & Valuation

Source: Madison County records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMadison County
County SubdivisionJarvis Township
MunicipalityTroy City
Unified School DistrictTriad Community Unit School District 2 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,389.00$139,250 (+28.28%) Land $20,780 Building $118,470$417,750 (+28.15%) Land $62,340 Building $355,410
2024$2,389.00 (-68.82%)
2022$7,661.00$108,550 Land $16,200 Building $92,350$325,976 Land $48,649 Building $277,327

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneFEMA flood map data for this location is not available in our records

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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