Madison County property record for 401 McClelland Dr, Troy, IL 62294 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 3 ba · 1,857 sqft · built 2018 |
| Lot Size | 0.318 acres (13,863 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $420,000 (Mar 2024) |
| Tax Bill | $10,085 (2025) |
| Deeds & Mortgages | Mar 2024 Sale & Mortgage Oct 2020 Mortgage + 2 more |
| APN | 09-2-22-06-02-202-018 |
| Primary APN | 09-2-22-06-02-202-018 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 1 Room |
| Stories | 1 Story |
| Building Area | 1,857 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Construction Type | Frame |
| Lot Area | 13,863 sqft (0.318 acres) |
| Lot Dimensions | 131 ft deep x 105 ft wide |
| Garage Type | Attached |
| Cooling System | Central |
|---|
| Street Address | 401 MCCLELLAND DR |
|---|---|
| City | TROY |
| State | IL |
| Zip | 62294-3338 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THE HOMES AT LIBERTY PLACE PHASE 2 LOT 146 105.62 X 131.25 IRREGULAR |
| Legal Subdivision | THE HOMES AT LIBERTY PLACE |
| Legal Phase | 2 |
| Legal Lot Number | 146 |
| Jurisdiction | MADISON IL |
| Township / Civil Division | JARVIS |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 403533 |
Source: Madison County records · APN 09-2-22-06-02-202-018
Assessment roll updated June 25, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 401 MCCLELLAND DR, TROY, IL 62294-3338 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 01, 2024 | Warranty Deed, Transfer · FHA Mortgage EQUITY PRIME MORTGAGE |
| Oct 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SAVINGS BANK FSB |
| Dec 04, 2018 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage GUARDIAN SAVINGS BANK FSB |
| Mar 21, 2018 | Trustee's Deed, Construction Loan · Line of Credit FIRST NAT'L BK/STAUNTON |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 01, 2024 · Amount on Record |
| Deed Sale | Mar 01, 2024 · Amount on Record |
| Prior Sale | Dec 04, 2018 · Amount on Record |
| Deed Document Number | 20245421 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON IL |
| Recording Date | Mar 01, 2024 |
| Property Address | 401 MCCLELLAND DR, TROY, IL 62294-3338 |
| Document Number | 0000005421 |
| Map Reference | PC 65 PG 185 |
| Instrument Date | Feb 29, 2024 |
| Instrument | 2024R05421 |
| Transaction Type | Transfer |
| Record Updated | Mar 21, 2024 |
| Title Company | PARAGON TITLE INSURANCE COMPANY, METRO TITLE & ESCROW CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $630.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 401 MCCLELLAND DR, TROY, IL 62294-3338 |
| Document Number | 0000005422 |
|---|---|
| Date | Mar 01, 2024 |
| Instrument | 2024R05422 |
| Name | EQUITY PRIME MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2054 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.88% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON IL |
| Property Address | 401 MCCLELLAND DR, TROY, IL 62294-3338 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | MADISON COUNTY TITLE II LLC |
| Name | Verified Name |
|---|
| Document Number | 0000036721 |
|---|---|
| Date | Oct 13, 2020 |
| Instrument | 2020R36721 |
| Name | GUARDIAN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Oct 01, 2030 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON IL |
| Recording Date | Dec 04, 2018 |
| Property Address | 401 MCCLELLAND DR, TROY, IL 62294-3338 |
| Document Number | 0000038004 |
| Map Reference | PC 65 PG 185 |
| Instrument Date | Nov 21, 2018 |
| Instrument | 2018R38004 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Apr 21, 2022 |
| Title Company | ABSTRACTS & TITLES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $444.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 401 MCCLELLAND DR, TROY, IL 62294-3338 |
| Document Number | 0000038005 |
|---|---|
| Date | Dec 04, 2018 |
| Instrument | 2018R38005 |
| Name | GUARDIAN SAVINGS BANK FSB |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | MADISON IL |
| Recording Date | Mar 21, 2018 |
| Property Address | 401 MCCLELLAND DR, TROY, IL 62294-3338 |
| Instrument Date | Mar 15, 2018 |
| Instrument | 8408 |
| Transaction Type | Construction Loan |
| Record Updated | Apr 11, 2018 |
| Title Company | ABSTRACTS AND TITLES INC |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 401 MCCLELLAND DR TROY IL 62294, TROY, IL 62294 |
| Document Number | 0000008408 |
|---|---|
| Date | Mar 21, 2018 |
| Instrument | 8408 |
| Name | FIRST NAT'L BK/STAUNTON |
|---|---|
| Type | Bank |
| Address | STAUNTON, IL 62088-0059 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Mar 20, 2019 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.49% |
Source: Madison County records · Assessment roll updated June 25, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Madison County |
| County Subdivision | Jarvis Township |
| Municipality | Troy City |
| Unified School District | Triad Community Unit School District 2 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,085.00 (+15.56%) | $145,770 (+28.28%) Land $20,780 Building $124,990 | $437,310 (+28.16%) Land $62,340 Building $374,970 |
| 2024 | $8,727.00 (+13.83%) | ||
| 2022 | $7,667.00 | $113,630 Land $16,200 Building $97,430 | $341,232 Land $48,649 Building $292,583 |
Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171194035331, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | FEMA flood map data for this location is not available in our records |
|---|---|
| Flood Insurance Cost | Premium on Record median of 1 individual NFIP policies nearby |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1993) |
| Most Recent Claim | Jul 1993, river or lake flooding, Severe Storms & Flooding |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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