405 Marigold Ave, Freedom, CA 95019 Property Records

Santa Cruz County property record for 405 Marigold Ave, Freedom, CA 95019

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,411 sqft · built 1970
Lot Size	0.138 acres (6,011 sqft)
Owner	2 Individual Names on Record
Last Sale	$599,000 (Jun 2018)
Tax Bill	$8,644 (2025)
Deeds & Mortgages	Aug 2022 Mortgage May 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`019-882-02`

Property Details

APN / Parcel Number

Primary APN	`019-882-02`
Alternative APN	`019-882-02-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,411 sqft Living Area
Gross Area	1,811 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Construction Type	Wood
Roof Type	Sawtooth
Roof Material	Composition Shingle
Lot Area	6,011 sqft (0.138 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	405 MARIGOLD AVE
City	FREEDOM
State	CA
Zip	95019-3134
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	CARNATION MANOR 01 TR 478
Legal Lot Number	37
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	WATSONVILLE
Census Block Group	1
Census Block	1003
Census Tract	110504

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	405 MARIGOLD AVE, FREEDOM, CA 95019-3134
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2022	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC
May 17, 2019	Deed of Trust, Mortgage · FHA Mortgage MR COOPER
Jun 22, 2018	Grant Deed, Transfer · Conventional with PMI LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 22, 2018 · Amount on Record
Deed Sale	Jun 22, 2018 · Amount on Record
Prior Sale	Oct 31, 2008 · Amount on Record
Deed Document Number	201819030
Prior Transfer Date	May 22, 2015
Prior Transfer Doc	0000020760
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	405 MARIGOLD AVE, FREEDOM, CA 95019-3134
Transaction Type	Mortgage
Record Updated	Aug 31, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 MARIGOLD AVE, FREEDOM, CA 95019-3134

Mortgage

Document Number	0000023491
Date	Aug 17, 2022
Instrument	2022-0023491

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	405 MARIGOLD AVE, FREEDOM, CA 95019-3134
Document Number	0000013973
Instrument Date	May 17, 2019
Transaction Type	Mortgage
Record Updated	Jun 6, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	405 MARIGOLD AVE FREEDOM CA 950193134, FREEDOM, CA 95019-3134

Mortgage

Document Number	0000013973
Date	May 24, 2019
Instrument	13973

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 23, 2049

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jun 22, 2018
Property Address	405 MARIGOLD AVE, FREEDOM, CA 95019-3134
Document Number	0000019030
Instrument Date	Jun 18, 2018
Instrument	19030
Transaction Type	Transfer
Record Updated	Jul 3, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$658.90
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	405 MARIGOLD AVE FREEDOM CA 950193134, FREEDOM, CA 95019-3134

Mortgage

Document Number	19031
Date	Jun 22, 2018
Instrument	19031

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 21, 2048

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Watsonville City
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$695,191 (+2%) Land $417,115 Building $278,076
2025	$8,644.00 (+13.01%) Homeowner's exemption	$681,560 (+4.04%) Land $408,936 Building $272,624
2023	$7,649.00 (+1.78%) Homeowner's exemption	$655,094 Land $393,056 Building $262,038	$656,820
2022	$7,515.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WATSONVILLE serves 65,231 people · EPA ID CA4410011
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Cruzio Fixed Wireless	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100

May also be available: AT&T, T-Mobile, Verizon.

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