390 Marigold Ave, Freedom, CA 95019 Property Records

Santa Cruz County property record for 390 Marigold Ave, Freedom, CA 95019

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,248 sqft · built 1975
Lot Size	0.259 acres (11,282 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,669 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Apr 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`019-861-19`

Property Details

APN / Parcel Number

Primary APN	`019-861-19`
Alternative APN	`019-861-19-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,248 sqft Living Area
Gross Area	1,708 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Construction Type	Wood
Roof Type	Sawtooth
Roof Material	Composition Shingle
Lot Area	11,282 sqft (0.259 acres)
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Deck Area	407 sqft
Patio Area	407 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	390 MARIGOLD AVE
City	FREEDOM
State	CA
Zip	95019-3118
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CA
Legal Subdivision	478 CARNATION MANOR SUB 1
Legal Lot Number	50
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	WATSONVILLE
Census Block Group	1
Census Block	1000
Census Tract	110504

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	390 MARIGOLD AVE, FREEDOM, CA 95019-3118
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2023	Deed of Trust, Mortgage · SBA Mortgage UNITED STATES SMALL BUSINESS ADMIN
Apr 8, 2021	Intrafamily Transfer, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Oct 10, 2018	Quit Claim Deed, Transfer · Conventional with PMI SCCCU
Oct 11, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 8, 2021
Deed Sale	Apr 8, 2021
Prior Sale	Sep 17, 2001 · Amount on Record
Deed Document Number	202120462
Prior Transfer Date	Apr 2, 2021
Prior Transfer Doc	0000020462
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	390 MARIGOLD AVE, FREEDOM, CA 95019-3118
Transaction Type	Mortgage
Record Updated	Aug 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1961 MAIN ST, WATSONVILLE, CA 95076-3027

Mortgage

Document Number	0000013937
Date	Jul 28, 2023
Instrument	2023-0013937

Lender

Name	UNITED STATES SMALL BUSINESS ADMIN
Type	Government Agency
Address	EL PASO, TX 79925

Agreement

Type	SBA Mortgage
Amount	Amount Recorded

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Apr 8, 2021
Property Address	390 MARIGOLD AVE, FREEDOM, CA 95019-3118
Document Number	0000020462
Map Reference	MB 48 PG 24
Instrument Date	Apr 2, 2021
Instrument	2021-0020462
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	BOSTON NATIONAL TTL AGCY LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	390 MARIGOLD AVE, FREEDOM, CA 95019-3118

Mortgage

Document Number	0000020463
Date	Apr 8, 2021
Instrument	2021-0020463

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Oct 10, 2018
Property Address	390 MARIGOLD AVE, FREEDOM, CA 95019-3118
Document Number	0000030634
Instrument Date	Sep 27, 2018
Instrument	30634
Transaction Type	Transfer
Record Updated	Oct 29, 2018
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	390 MARIGOLD AVE FREEDOM CA 950193118, FREEDOM, CA 95019-3118

Mortgage

Document Number	30635
Date	Oct 10, 2018
Instrument	30635

Lender

Name	SCCCU
Address	SANTA CRUZ, CA 95060

Agreement

Type	Conventional with PMI
Amount	Amount Recorded

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Oct 11, 2018
Property Address	390 MARIGOLD AVE, FREEDOM, CA 95019-3118
Document Number	0000030830
Instrument Date	Sep 27, 2018
Instrument	30830
Transaction Type	Transfer
Record Updated	Oct 29, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	390 MARIGOLD AVE FREEDOM CA 950193118, FREEDOM, CA 95019-3118

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Watsonville City
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$362,965 (+2%) Land $217,779 Building $145,186
2025	$4,669.00 (+13.85%)	$355,847 (+4.04%) Land $213,508 Building $142,339
2023	$4,101.00 (+1.79%)	$342,030 Land $205,218 Building $136,812	$603,180
2022	$4,029.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WATSONVILLE serves 65,231 people · EPA ID CA4410011
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Cruzio Fixed Wireless	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100

May also be available: AT&T, T-Mobile, Verizon.

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