405 Main St, Tower, MN 55790 Property Records

St. Louis County property record for 405 Main St, Tower, MN 55790

Property Summary

Property Type	Single Family Home
Details	1,600 sqft · built 1900
Lot Size	0.208 acres (9,084 sqft)
Owner	Individual Name on Record
Last Sale	$20,000 (Nov 2018)
Tax Bill	$1,326 (2026)
Deeds & Mortgages	Nov 2018 Sale Jul 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`080-0010-01750`

Property Details

APN / Parcel Number

Primary APN	`080-0010-01750`
Alternative APN	`1125204`

Interior

Stories	1 Story
Building Area	1,600 sqft Gross Area
1st Floor Area	1,600 sqft
Flooring	Vinyl/Resilient
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1975
Exterior Material	Brick Veneer
Lot Area	9,084 sqft (0.208 acres)
Garage Area	816 sqft

Exterior Amenities

Porch	Porch
Porch Area	300 sqft
Deck Area	200 sqft
Storage Building	270 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	1125204
Street Address	405 MAIN ST
City	TOWER
State	MN
Zip	55790
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 1/2 OF LOT 13 & LOT 14 EX E 21.75 FTOF S 65 FT SERIAL #
Legal Subdivision	PLAT OF TOWER
Legal Block	15
Legal Lot Number	13-14
Jurisdiction	ST LOUIS MN
Township / Civil Division	TOWER
Census Block Group	2
Census Block	2052
Census Tract	15402

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 441, TOWER, MN 55790-0441
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2018	Warranty Deed, Transfer ATTORNEY ONLY
Jul 20, 2018	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 6, 2018 · Amount on Record
Deed Sale	Nov 6, 2018 · Amount on Record
Prior Sale	Sep 12, 2001 · Amount on Record
Deed Document Number	20181344253
Prior Transfer Date	Jun 20, 2018
Prior Transfer Doc	00A1336981
Record Updated	Sep 20, 2026

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Nov 6, 2018
Property Address	405 MAIN ST, TOWER, MN 55790
Document Number	00A1344253
Instrument Date	Oct 26, 2018
Instrument	A1344253
Transaction Type	Transfer
Record Updated	Nov 29, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$66.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 MAIN ST TOWER MN 55790, TOWER, MN 55790

July 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	ST LOUIS MN
Recording Date	Jul 20, 2018
Property Address	405 MAIN ST, TOWER, MN 55790
Document Number	00A1336981
Instrument Date	Jun 20, 2018
Instrument	A1336981
Transaction Type	Transfer
Record Updated	Aug 2, 2018
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5289 RICE LAKE RD DULUTH MN 558038422, DULUTH, MN 55803-8422

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Tower City
Unified School District	St. Louis County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,326.00 (+24.39%)
2025	$1,066.00 (-1.48%)	$60,300 (+41.55%) Land $8,200 Building $52,100	$60,300 (+41.55%) Land $8,200 Building $52,100
2024	$1,082.00	$42,600 (+9.51%) Land $8,200 Building $34,400	$42,600 (+9.51%) Land $8,200 Building $34,400
2022		$38,900 Land $7,400 Building $31,500	$38,900 Land $7,400 Building $31,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 72% of Minnesota
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Tower serves 426 people · EPA ID MN1690051
Water Source	Purchased groundwater influenced by surface water from Breitung
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	2.37 mg/L (2025) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	2,000 / 350
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: CTC.

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