314 Main St, Tower, MN 55790 Property Records

St. Louis County property record for 314 Main St, Tower, MN 55790 · Last verified August 2026

Property Summary

Property Type	Apartments (5+ Units)
Details	4,288 sqft · built 1905
Lot Size	0.16 acres (6,998 sqft)
Owner	Company Name on File
Last Sale	$400,000 (Jul 2022)
Tax Bill	$4,138 (2026)
Deeds & Mortgages	Jul 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`080-0010-01040`

Property Details

APN / Parcel Number

Primary APN	`080-0010-01040`
Alternative APNs	`1133173` `1142182`

Interior

Stories	2 Stories
Building Area	4,288 sqft Gross Area
1st Floor Area	1,120 sqft
Basement Area	3,264 sqft
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1988
Exterior Material	Brick
Lot Area	6,998 sqft (0.16 acres)
Garage Area	240 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Evaporative
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1142182
Street Address	314 MAIN ST
City	TOWER
State	MN
Zip	55790-5106
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Legal Description	LOT: 0008 BLOCK:010 SERIAL #
Legal Subdivision	ORIGINAL PLAT OF TOWER
Legal Block	10
Legal Lot Number	8
Jurisdiction	ST LOUIS MN
Township / Civil Division	TOWER
Census Block Group	2
Census Block	2046
Census Tract	15402

Owner

Source: St. Louis County records · APN 080-0010-01040

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	PO BOX 483, TOWER, MN 55790-0483
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 13, 2022 · Amount on Record
Deed Sale	Jul 13, 2022 · Amount on Record
Prior Sale	Oct 20, 2016 · Amount on Record
Deed Document Number	20221447479
Prior Transfer Date	Aug 18, 2016
Prior Transfer Doc	0001296348
Record Updated	Sep 20, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jul 13, 2022
Property Address	314 MAIN ST, TOWER, MN 55790-5106
Document Number	0001447479
Instrument Date	Jun 30, 2022
Instrument	1447479
Transaction Type	Transfer
Record Updated	Aug 30, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,320.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1409 WALSH RD, ELY, MN 55731-8035

Mortgage

Document Number	0001447480
Date	Jul 13, 2022
Instrument	1447480

Lender

Name	NATIONAL BANK OF COMMERCE
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Tower City
Unified School District	St. Louis County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,138.00 (+29.31%)
2025	$3,200.00 (+0.06%)	$192,100 (+50.31%) Land $6,300 Building $185,800	$192,100 (+50.31%) Land $6,300 Building $185,800
2024	$3,198.00	$127,800 (+12.3%) Land $6,300 Building $121,500	$127,800 (+12.3%) Land $6,300 Building $121,500
2022		$113,800 Land $5,700 Building $108,100	$113,800 Land $5,700 Building $108,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Wildfire Risk	Moderate above 43% of the US · above 72% of Minnesota
Wildfire Likelihood	About 1 in 2,041 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 167 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Midcontinent Communications	Cable	2,000 / 350
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Consolidated Telephone Company. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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