Lincoln County property record for 405 Main St, Stanford, KY 40484 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 3,326 sqft |
| Lot Size | 0.901 acres (39,249 sqft) |
| Owner | Individual Name on File |
| Last Sale | $208,000 (Jun 2026) |
| Tax Bill | $1,823 (2025) |
| Deeds & Mortgages | Mar 2007 Mortgage Mar 2009 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 051-05-39-015.00 |
| Primary APN | 051-05-39-015.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 3,326 sqft Living Area |
| Construction Type | Frame |
|---|---|
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 39,249 sqft (0.901 acres) |
| Garage Area | 725 sqft |
| Parking Spaces | 3 Parking Spaces |
| Heating Fuel | Gas |
|---|---|
| Sewer | Connected |
| Street Address | MAIN ST |
|---|---|
| City | STANFORD |
| State | KY |
| Zip | 40484 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | H & L & BLD |
| Jurisdiction | LINCOLN KY |
| Township / Civil Division | STANFORD |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 920101 |
Source: Lincoln County records · APN 051-05-39-015.00
Assessment roll updated October 16, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 269 GREENBRIAR RD, WAYNESBURG, KY 40489-8760 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| Mar 26, 2007 | Deed of Trust, Mortgage · ARM COMMUNITY TRUST BANK INC |
| Mar 16, 2009 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY TRUST BANK INC |
| Jun 09, 2026 | Deed, Transfer · Conventional Mortgage GOPRIME MORTGAGE INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 09, 2026 · Amount on Record |
| Deed Sale | Jun 09, 2026 · Amount on Record |
| Deed Document Number | 2026 |
| Deed Book / Page | 497 / 8 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN KY |
| Property Address | MAIN ST, STANFORD, KY 40484 |
| Transaction Type | Mortgage |
| Record Updated | Jul 01, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | MTG330/577 |
|---|---|
| Date | Mar 26, 2007 |
| Book Page | MTG 330/577 |
| Instrument | 214243 |
| Name | COMMUNITY TRUST BANK INC |
|---|---|
| Type | Bank |
| Address | PIKEVILLE, KY 41501 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Feb 01, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 9.37% |
| Type Change Date | Feb 01, 2012 |
| Change Frequency | Annually |
| Min Rate At Change | 7.37% |
| Max Rate At Change | 11.3% |
| Index | 1-Year CMT |
| Max Rate | 15.3% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN KY |
| Property Address | MAIN ST, STANFORD, KY 40484 |
| Transaction Type | Mortgage |
| Record Updated | Jul 01, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | MTG357/625 |
|---|---|
| Date | Mar 16, 2009 |
| Book Page | MTG 357/625 |
| Instrument | 216571 |
| Name | COMMUNITY TRUST BANK INC |
|---|---|
| Type | Bank |
| Address | PIKEVILLE, KY 41501 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2039 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LINCOLN KY |
| Recording Date | Jun 09, 2026 |
| Property Address | 405 W MAIN ST, STANFORD, KY 40484-1217 |
| Document Number | 0497000008 |
| Book / Page | 497 / 8 |
| Instrument Date | May 29, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2026 |
| Title Company | BEST TITLE AGENCY, BESTITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $21,008.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 269 GREENBRIAR RD, WAYNESBURG, KY 40489-8760 |
| Document Number | 0569000311, |
|---|---|
| Date | Jun 09, 2026 |
| Book Page | 569/311 |
| Name | GOPRIME MORTGAGE INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.23% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: Lincoln County records · Assessment roll updated October 16, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Lincoln County |
| Municipality | Stanford City |
| Unified School District | Lincoln County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,823.00 (+83.03%) Homeowner's exemption | $247,000 (+64.67%) Land $20,000 Building $227,000 | $247,000 (+64.67%) Land $20,000 Building $227,000 |
| 2024 | $996.00 | ||
| 2023 | $150,000 Land $9,915 Building $140,085 | $150,000 Land $9,915 Building $140,085 |
Source: FEMA National Flood Hazard Layer, Lincoln County (21137C), updated September 17, 2010 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 211379201011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Nearby Flood Claims | 4 (1982–2025) |
| Most Recent Claim | Apr 2025, rainfall accumulation, Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides |
| Wildfire Risk | Low above 20% of the US · above 37% of Kentucky |
|---|---|
| Wildfire Likelihood | About 1 in 4,762 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 200 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures