Lincoln County property record for 320 Main St, Stanford, KY 40484
| Property Type | Single Family Home |
|---|---|
| Details | 2,182 sqft |
| Lot Size | 0.301 acres (13,138 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $180,000 (Dec 2023) |
| Tax Bill | $1,704 (2025) |
| Deeds & Mortgages | Sep 2020 Sale & Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 051-05-33-005.00 |
| Primary APN | 051-05-33-005.00 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,182 sqft Living Area |
| Basement Area | 810 sqft |
| Unfinished Basement | 810 sqft |
| Exterior Material | Brick Veneer |
|---|---|
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 13,138 sqft (0.301 acres) |
| Total Buildings | 2 Buildings |
| Sewer | Connected |
|---|
| Street Address | MAIN ST |
|---|---|
| City | STANFORD |
| State | KY |
| Zip | 40484 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIA |
| Legal Description | H & L & GAR |
| Jurisdiction | LINCOLN KY |
| Township / Civil Division | STANFORD |
| Census Block Group | 4 |
| Census Block | 4022 |
| Census Tract | 920102 |
Source: Lincoln County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 820 S 4TH ST, DANVILLE, KY 40422-2166 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 27, 2023 · Amount on Record |
| Deed Sale | Dec 27, 2023 · Amount on Record |
| Deed Book / Page | 480 / 438 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LINCOLN KY |
| Recording Date | Sep 8, 2020 |
| Property Address | MAIN ST, STANFORD, KY 40484 |
| Document Number | DEED455/402 |
| Book / Page | DEED 455 / 402 |
| Instrument Date | Aug 14, 2020 |
| Instrument | 463478 |
| Transaction Type | Transfer |
| Record Updated | Mar 7, 2023 |
| Title Company | LAND TITLE/CITRUS COUNTY INC, LAND TITLE OF COUNTY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 13570 77TH ST, FELLSMERE, FL 32948-5675 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 150 DAHLIA LN, MOUNT VERNON, KY 40456-7304 |
| Document Number | 0000463479 |
|---|---|
| Date | Sep 8, 2020 |
| Instrument | 463479 |
| Name | PEOPLES BANK & TRUST CO OF MADISON |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Lincoln County assessment roll, as of October 16, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Lincoln County |
| Municipality | Stanford City |
| Unified School District | Lincoln County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,704.00 (+62.91%) | $185,000 (+69.88%) Land $20,000 Building $165,000 | $185,000 (+69.88%) Land $20,000 Building $165,000 |
| 2024 | $1,046.00 | ||
| 2023 | $108,900 Land $17,570 Building $91,330 | $108,900 Land $17,570 Building $91,330 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 5 (1979–1997) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Sep 1997 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STANFORD WATER WORKS serves 9,284 people · EPA ID KY0690417 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Apr 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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