401 Main St, Lancaster, MA 01523 Property Records

Worcester County and Lancaster Town property record for 401 Main St, Lancaster, MA 01523

Property Summary

Property Type	Apartments (5+ Units)
Details	4,269 sqft · built 1960
Lot Size	0.53 acres (23,087 sqft)
Owner	2 Company Names on File
Last Sale	$325,000 (Dec 1992)
Tax Bill	$7,830 (2025)
Deeds & Mortgages	Aug 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`LANC M:038.0 B:0000 L:0040.0`

Property Details

APN / Parcel Number

Primary APN	`LANC M:038.0 B:0000 L:0040.0`

Interior

Units	9 Units
Stories	1 Story
Building Area	4,269 sqft Living Area
Gross Area	7,178 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1975
Exterior Material	Wood Siding
Roof Material	Asphalt
Lot Area	23,087 sqft (0.53 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating Fuel	Oil

Location & Zoning

Street Address	401 MAIN ST
City	LANCASTER
State	MA
Zip	01523-2864
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Legal Lot Number	40.0
Jurisdiction	LANCASTER MA
Township / Civil Division	LANCASTER
Census Block Group	2
Census Block	2010
Census Tract	713100

Owner

Source: Worcester County and Lancaster Town records · APN LANC M:038.0 B:0000 L:0040.0

Assessment roll updated April 14, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	138 FIRE RD 12, LANCASTER, MA 01523-3038
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 02, 1992 · Amount on Record
Deed Sale	Dec 02, 1992 · Amount on Record
Record Updated	Sep 20, 2026

August 2020: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	LANCASTER MA
Recording Date	Aug 04, 2020
Property Address	401 MAIN ST, LANCASTER, MA 01523-2864
Document Number	62951-265
Book / Page	062951 / 000265
Instrument Date	Apr 13, 2020
Instrument	85908
Transaction Type	Transfer
Record Updated	Aug 26, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	138 FIRE RD 12 LANCASTER MA 015233038, LANCASTER, MA 01523-3038

Tax Assessment & Valuation

Source: Worcester County and Lancaster Town records · Assessment roll updated April 14, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Lancaster Town
Unified School District	Nashoba School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$7,830.00 (+57.93%)	$484,500 (+68%) Land $101,800 Building $382,700
2023	$4,958.00	$288,400 Land $127,700 Building $160,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Worcester County (25027C), as of November 30, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250277131002, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	9 (1978–2010)
Claims Outside the SFHA	2 of 9
Most Recent Claim	Mar 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2010 · 2 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 19 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MA2147000, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	LANCASTER WATER DEPARTMENT serves 6,000 people
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	17 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.