Blue Earth County property record for 405 Main St E, Saint Clair, MN 56080
| Property Type | Duplex |
|---|---|
| Details | 2 bd · 1 ba · 840 sqft · built 1923 |
| Lot Size | 0.138 acres (6,011 sqft) |
| Owner | Company Name on Record |
| Last Sale | $95,000 (Apr 2015) |
| Tax Bill | $2,414 (2026) |
| Deeds & Mortgages | Sep 2025 Line of Credit Nov 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R17.15.08.479.002 |
| Primary APN | R17.15.08.479.002 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 840 sqft Living Area |
| Basement Area | 300 sqft |
| Finished Basement | 300 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1923 |
|---|---|
| Effective Year Built | Effective 1923 |
| Architectural Style | A-Frame |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 6,011 sqft (0.138 acres) |
| Lot Dimensions | 102 ft deep x 60 ft wide |
| Garage Type | Detached |
| Garage Area | 960 sqft |
| Driveway | Driveway |
| Parking Spaces | 4 Parking Spaces |
| Patio Area | 778 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 405 MAIN ST E |
|---|---|
| City | SAINT CLAIR |
| State | MN |
| Zip | 56080 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | .06A IN SE4 OF SE4 SEC 8 & PT IN NE4 OF NE4 OF SEC 17 008 107 25 107 25 |
| Legal Range | 25 |
| Legal Township | 107 |
| Legal Section | 08 |
| Jurisdiction | BLUE EARTH MN |
| Township / Civil Division | ST. CLAIR |
| Census Block Group | 1 |
| Census Block | 1051 |
| Census Tract | 171300 |
Source: Blue Earth County records, as of May 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 405 MAIN ST E, SAINT CLAIR, MN 56080 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Sep 9, 2025 | Deed of Trust, Mortgage · Line of Credit MINNESOTA VALLEY FCU |
| Nov 12, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 13, 2015 · Amount on Record |
| Deed Sale | Apr 13, 2015 · Amount on Record |
| Prior Sale | Aug 31, 2010 · Amount on Record |
| Deed Document Number | 2015540CR545 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLUE EARTH MN |
| Property Address | 405 MAIN ST E, SAINT CLAIR, MN 56080 |
| Transaction Type | Mortgage |
| Record Updated | Oct 1, 2025 |
| Name | Verified Name |
|---|
| Document Number | 00620CR206 |
|---|---|
| Date | Sep 9, 2025 |
| Instrument | 620CR206 |
| Name | MINNESOTA VALLEY FCU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Sep 25, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLUE EARTH MN |
| Property Address | 405 MAIN ST E, SAINT CLAIR, MN 56080 |
| Transaction Type | Mortgage |
| Record Updated | Jun 6, 2023 |
| Name | Verified Name |
|---|
| Document Number | 00585CR023 |
|---|---|
| Date | Nov 12, 2020 |
| Instrument | 585CR023 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2050 |
| Rate Type | Fixed Rate |
|---|
Source: Blue Earth County assessment roll, as of May 12, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Blue Earth County |
| Municipality | St. Clair City |
| Unified School District | St. Clair Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,414.00 (+13.87%) | $181,100 (+6.28%) Land $12,700 Building $168,400 | $181,100 (+6.28%) Land $12,700 Building $168,400 |
| 2025 | $170,400 (+9.16%) Land $12,700 Building $157,700 | $170,400 (+9.16%) Land $12,700 Building $157,700 | |
| 2024 | $2,120.00 (-0.93%) Homeowner's exemption | $156,100 (-0.38%) Land $12,600 Building $143,500 | $156,100 (-0.38%) Land $12,600 Building $143,500 |
| 2023 | $2,140.00 Homeowner's exemption | $156,700 Land $12,600 Building $144,100 | $156,700 Land $12,600 Building $144,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 11, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 10 (1984–2016) |
| Claims Outside the SFHA | 10 of 10 |
| Most Recent Claim | Sep 2016 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 86% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Clair serves 846 people · EPA ID MN1070017 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 6 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable · Fixed Wireless in parts of the area | 2,000 / 350 |
| GigFire Fixed Wireless | 150 / 130 |
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