401 Main St E, Saint Clair, MN 56080 Property Records

Blue Earth County property record for 401 Main St E, Saint Clair, MN 56080

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 944 sqft · built 1913
Lot Size	0.243 acres (10,585 sqft)
Owner	Individual Name on Record
Last Sale	$65,000 (Mar 2020)
Tax Bill	$2,046 (2026)
Deeds & Mortgages	Mar 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R17.15.08.479.001`

Property Details

APN / Parcel Number

Primary APN	`R17.15.08.479.001`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	944 sqft Living Area
Basement Area	384 sqft
Flooring	Hardwood
Interior Walls	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1913
Effective Year Built	Effective 1913
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	10,585 sqft (0.243 acres)
Lot Dimensions	118 ft deep x 110 ft wide
Garage Type	Detached
Garage Area	252 sqft
Driveway	Driveway
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Street Address	401 MAIN ST E
City	SAINT CLAIR
State	MN
Zip	56080-7513
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.24A OF SE4 OF SE4 OF SEC 8 & OF NE4 OF NE4 008 107 25
Legal Range	25
Legal Township	107
Legal Section	08
Jurisdiction	BLUE EARTH MN
Township / Civil Division	ST. CLAIR
Census Block Group	1
Census Block	1051
Census Tract	171300

Owner

Source: Blue Earth County records, as of May 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	17398 615TH AVE, JANESVILLE, MN 56048-4153
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 27, 2020 · Amount on Record
Deed Sale	Mar 27, 2020 · Amount on Record
Deed Document Number	2020578CR768
Record Updated	Jun 8, 2026

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLUE EARTH MN
Recording Date	Mar 27, 2020
Property Address	401 MAIN ST E, SAINT CLAIR, MN 56080
Document Number	00578CR768
Instrument Date	Mar 25, 2020
Instrument	578CR768
Transaction Type	Transfer
Record Updated	Jun 6, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$214.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17398 615TH AVE, JANESVILLE, MN 56048-4153

Mortgage

Document Number	00578CR769
Date	Mar 27, 2020
Instrument	578CR769

Lender

Name	ROUNDBANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Blue Earth County assessment roll, as of May 12, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Blue Earth County
Municipality	St. Clair City
Unified School District	St. Clair Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,046.00 (+19.79%)	$117,800 (-4.69%) Land $20,700 Building $97,100	$117,800 (-4.69%) Land $20,700 Building $97,100
2025		$123,600 (+11.05%) Land $20,700 Building $102,900	$123,600 (+11.05%) Land $20,700 Building $102,900
2024	$1,708.00 (-2.73%)	$111,300 (-0.09%) Land $20,700 Building $90,600	$111,300 (-0.09%) Land $20,700 Building $90,600
2023	$1,756.00	$111,400 Land $20,700 Building $90,700	$111,400 Land $20,700 Building $90,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	10 (1984–2016)
Claims Outside the SFHA	10 of 10
Most Recent Claim	Sep 2016 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2016 · 5 claims Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Jun 2014 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 82% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Clair serves 846 people · EPA ID MN1070017
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	6 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable · Fixed Wireless in parts of the area	2,000 / 350
GigFire Fixed Wireless	150 / 130