Ellis County property record for 405 Locust Dr, Red Oak, TX 75154
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,711 sqft · built 2014 |
| Lot Size | 6.7 acres (292,157 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $10,452 (2025) |
| Deeds & Mortgages | Jan 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | R235663 |
| Primary APN | R235663 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,711 sqft Living Area |
| Gross Area | 4,101 sqft |
| 1st Floor Area | 2,411 sqft |
| 2nd Floor Area | 300 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 292,157 sqft |
| Garage Type | Attached |
| Garage Area | 670 sqft |
| Parking Spaces | 4 Parking Spaces |
| Pool Area | 1 sqft |
|---|---|
| Porch | Covered Porch |
| Porch Area | 1,166 sqft |
| Deck Area | 165 sqft |
| Shed | 1 Shed |
| Shed Area | 240 sqft |
| Total Buildings | 3 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 405 LOCUST DR |
|---|---|
| City | RED OAK |
| State | TX |
| Zip | 75154-3875 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1135 J P WOOLSEY 6.7070 ACRES |
| Legal Subdivision | J P WOOLSEY |
| Jurisdiction | ELLIS TX |
| Township / Civil Division | WAXAHACHIE |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 60215 |
405 Locust Dr is owned and occupied by two individuals who acquired it in October 2013.
Source: Ellis County records, as of August 19, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 405 LOCUST DR, RED OAK, TX 75154-3875 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 21, 2013 |
| Deed Sale | Oct 21, 2013 |
| Prior Sale | Apr 30, 2009 · Amount on File |
| Deed Document Number | 201324923 |
| Deed Book / Page | 2730 / 2015 |
| Prior Transfer Date | Apr 28, 2009 |
| Prior Transfer Doc | 0024470887 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELLIS TX |
| Property Address | 405 LOCUST DR, RED OAK, TX 75154-3875 |
| Document Number | 0000004027 |
| Instrument Date | Jan 21, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2017 |
| Name | Verified Name |
|---|---|
| Address | 405 LOCUST DR OAK LEAF TX 751543875, OAK LEAF, TX 75154-3875 |
| Document Number | 0000004027 |
|---|---|
| Date | Feb 13, 2017 |
| Instrument | 4027 |
| Name | FROST BK |
|---|---|
| Type | Bank |
| Address | SAN ANTONIO, TX 78296 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 405 Locust Dr was $10,452 with exemptions applied, up 4.4% from the year before.
Source: Ellis County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Ellis County |
| Municipality | Oak Leaf City |
| Unified School District | Red Oak Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $757,456 (+1%) | $777,337 (+0.44%) Land $300,000 Building $477,337 | |
| 2025 | $10,452.00 (+4.42%) Homeowner's exemption | $688,596 Land $300,000 Building $473,932 | $773,932 Land $300,000 Building $473,932 |
| 2024 | $10,010.00 (+11.23%) | ||
| 2023 | $8,999.00 Homeowner's exemption | $819,276 Land $295,000 Building $524,276 | $819,276 Land $295,000 Building $524,276 |
| 2018 | $8,684.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 405 Locust Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 27 policies |
| Nearby Flood Policies | 27 in force |
| Nearby Flood Claims | 4 (2018–2022) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Aug 2022 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 405 Locust Dr is moderate, ranking above 53% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · lower than 69% of Texas |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF GLENN HEIGHTS serves 18,718 people · EPA ID TX0570085 |
|---|---|
| Water Source | Purchased surface water from DALLAS WATER UTILITY |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Element8, Spectrum.
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