410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976
Investor
Possibly a Property Investor
October 2018: Warranty Deed, Transfer
Document Type
Warranty Deed
Jurisdiction
ELLIS TX
Recording Date
Oct 24, 2018
Property Address
116 LOCUST DR, RED OAK, TX 75154-3822
Document Number
0000031013
Instrument Date
Oct 18, 2018
Instrument
31013
Transaction Type
Transfer
Record Updated
Nov 8, 2018
Title Company
OLD REPUBLIC TITLE
Transaction
Tax
$0.00
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Husband and Wife
Address
116 LOCUST DR OAK LEAF TX 751543822, OAK LEAF, TX 75154-3822
Mortgage
Document Number
31014
Date
Oct 24, 2018
Instrument
31014
Lender
Name
CREDIT UNION/TX
Type
Credit Union
Address
DALLAS, TX 75251
Agreement
Amount
Amount on Record
Term
360 Months
Due
Oct 23, 2048
Tax Assessment & Valuation
The 2025 property tax bill for 116 Locust Dr was $6,664 with a homeowner's exemption, down 2.6% from the year before.
Source: Ellis County assessment roll, as of August 19, 2026
Property Jurisdictions
Type
Name
State
Texas
County
Ellis County
Municipality
Oak Leaf City
Unified School District
Red Oak Independent School District (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2026
$436,037 (-7.25%)Land $118,800Building $317,237
$436,037 (-7.25%)Land $118,800Building $317,237
2025
$6,664.00 (-2.57%)Homeowner's exemption
$470,121Land $118,800Building $351,321
$470,121Land $118,800Building $351,321
2024
$6,840.00 (-6.16%)
2023
$7,289.00Homeowner's exemption
$472,544Land $93,500Building $379,044
$472,544Land $93,500Building $379,044
2018
$5,687.00
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Flood
FEMA maps place 116 Locust Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective October 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Flood Insurance Cost
Premium on File median of 27 policies
Nearby Flood Policies
27 in force
Nearby Flood Claims
4 (2018–2022)
Claims Outside the SFHA
4 of 4
Most Recent Claim
Aug 2022 · rainfall accumulation
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 116 Locust Dr is moderate, ranking above 53% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Moderate above 53% of the US · lower than 70% of Texas
Wildfire Likelihood
0.09% annual chance
Exposure
Direct burnable vegetation
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
CITY OF GLENN HEIGHTS serves 18,718 people · EPA ID TX0570085
Water Source
Purchased surface water from DALLAS WATER UTILITY
Last State Inspection
Aug 2024
Lead
Under 1 ppb (2023–2025) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
1 last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Internet Providers
Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025