405 Line Dr, Gainesville, TX 76240 Property Records

Cooke County property record for 405 Line Dr, Gainesville, TX 76240

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,409 sqft · built 1950
Lot Size	0.345 acres (15,028 sqft)
Owner	2 Individual Names on Record
Last Sale	$187,100 (May 2019)
Tax Bill	$5,126 (2025)
Deeds & Mortgages	Jun 2019 Second Mortgage May 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2405-005-00013`

Property Details

APN / Parcel Number

Primary APN	`2405-005-00013`
Alternative APN	`6134`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,409 sqft Living Area
Gross Area	3,530 sqft
1st Floor Area	2,409 sqft
Utility Room	Utility Room
Flooring	Ceramic Tile
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	15,028 sqft (0.345 acres)
Garage Type	Carport
Garage Area	721 sqft
Carport	Carport
Carport Area	721 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	152 sqft
Storage Building	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2405-005-00013
Street Address	405 LINE DR
City	GAINESVILLE
State	TX
Zip	76240-5123
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	JOY ACRES; BLOCK 5; LOT 13 & PT OF 12
Legal Subdivision	JOY ACRES
Legal Block	5
Legal Lot Number	13,12
Jurisdiction	COOKE TX
Township / Civil Division	GAINESVILLE
Census Block Group	4
Census Block	4026
Census Tract	1100

Owner

Source: Cooke County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	405 LINE DR, GAINESVILLE, TX 76240-5123
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2019	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FIRSTTRUST HOME LOANS INC
May 14, 2019	Vendor's Lien, Transfer · FHA Mortgage INDEPENDENCE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 14, 2019 · Amount on Record
Deed Sale	May 14, 2019 · Amount on Record
Prior Sale	Jun 5, 2006 · Amount on Record
Deed Document Number	201992032
Deed Book / Page	2259 / 19
Prior Transfer Date	May 9, 2019
Prior Transfer Doc	2259/019
Record Updated	Sep 20, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOKE TX
Property Address	405 LINE DR, GAINESVILLE, TX 76240-5123
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2264/116
Date	Jun 10, 2019
Book Page	2264/116
Instrument	2019-92690

Lender

Name	FIRSTTRUST HOME LOANS INC
Type	Mortgage Company
Address	HOUSTON, TX 77089

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	119 Months
Due	May 9, 2029

May 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COOKE TX
Recording Date	May 14, 2019
Property Address	405 LINE DR, GAINESVILLE, TX 76240-5123
Document Number	2259/019
Book / Page	2259 / 019
Instrument Date	May 9, 2019
Instrument	2019-92032
Transaction Type	Transfer
Record Updated	Nov 9, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	625 S RUDDELL ST, DENTON, TX 76205-6363

Mortgage

Document Number	201992033
Date	May 14, 2019
Instrument	2019-92033

Lender

Name	INDEPENDENCE BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

Source: Cooke County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cooke County
Municipality	Gainesville City
Unified School District	Gainesville Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,126.00 (+13.58%) Homeowner's exemption	$311,826 (+21%) Land $63,195 Building $260,676	$323,871 (+2.41%) Land $63,195 Building $260,676
2024	$4,513.00 (-3.79%)
2023		$257,707 Land $57,558 Building $258,682	$316,240 Land $57,558 Building $258,682
2022	$4,691.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	13 (1989–2009)
Claims Outside the SFHA	2 of 13
Most Recent Claim	Apr 2009 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2007 · 9 claims Severe Storms, Tornadoes & Flooding, Apr 1990 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 88% of Texas
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GAINESVILLE serves 18,107 people · EPA ID TX0490001
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 480 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nortex Communications Company Fiber	2,000 / 2,000
Optimum Cable	940 / 35
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
ElektraFi Fixed Wireless	100 / 20

May also be available: Element8.

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