305 Line Dr, Gainesville, TX 76240 Property Records

Cooke County property record for 305 Line Dr, Gainesville, TX 76240 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,604 sqft · built 1950
Lot Size	0.219 acres (9,540 sqft)
Owner	2 Individual Names on File
Last Sale	$245,000 (Sep 2022)
Tax Bill	$5,172 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Sep 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2405-004-00013`

Property Details

APN / Parcel Number

Primary APN	`2405-004-00013`
Alternative APN	`11923`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Building Area	1,604 sqft Living Area
Gross Area	2,352 sqft
1st Floor Area	1,604 sqft
Flooring	Carpet

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	9,540 sqft (0.219 acres)
Garage Area	588 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	80 sqft
Storage Building	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2405-004-00013
Street Address	305 LINE DR
City	GAINESVILLE
State	TX
Zip	76240-5121
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	JOY ACRES; BLOCK 4; LOT 13; 305 LINE DR
Legal Subdivision	JOY ACRES
Legal Block	4
Legal Lot Number	13
Jurisdiction	COOKE TX
Township / Civil Division	GAINESVILLE
Census Block Group	4
Census Block	4025
Census Tract	1100

Owner

Source: Cooke County records · APN 2405-004-00013

Assessment roll updated June 2, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	305 LINE DR, GAINESVILLE, TX 76240-5121
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 04, 2025	Deed of Trust, Mortgage · VA Mortgage MORTGAGE SOLUTIONS OF COLORADO LLC
Sep 21, 2022	Vendor's Lien, Transfer · VA Mortgage MORTGAGE SOLUTIONS OF COLORADO LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 21, 2022 · Amount on Record
Deed Sale	Sep 21, 2022 · Amount on Record
Prior Sale	Oct 10, 2008 · Amount on Record
Deed Document Number	20227920
Deed Book / Page	2538 / 115
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOKE TX
Property Address	305 LINE DR, GAINESVILLE, TX 76240-5121
Transaction Type	Mortgage
Record Updated	Jan 12, 2026
Title Company	UNKNOWN, PT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 LINE DR, GAINESVILLE, TX 76240-5121

Mortgage

Document Number	002750/832
Date	Dec 04, 2025
Book Page	2750/832
Instrument	2025-8837

Lender

Name	MORTGAGE SOLUTIONS OF COLORADO LLC
Type	Mortgage Company
Address	BROOMFIELD, CO 80020

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Dec 01, 2056

September 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COOKE TX
Recording Date	Sep 21, 2022
Property Address	305 LINE DR, GAINESVILLE, TX 76240-5121
Document Number	002538/115
Book / Page	2538 / 115
Map Reference	CAB B SL 101
Instrument Date	Sep 20, 2022
Instrument	2022-7920
Transaction Type	Transfer
Record Updated	Mar 22, 2023
Title Company	HOWETH TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	207 HILLSIDE LN, LINDSAY, TX 76250-2721

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 LINE DR, GAINESVILLE, TX 76240-5121

Mortgage

Document Number	0020227921
Date	Sep 21, 2022
Instrument	2022-7921

Lender

Name	MORTGAGE SOLUTIONS OF COLORADO LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2052

Tax Assessment & Valuation

Source: Cooke County records · Assessment roll updated June 2, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cooke County
Municipality	Gainesville City
Unified School District	Gainesville Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,172.00 (+2%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Veteran's exemption	$247,228 (+18.21%) Land $49,126 Building $198,102	$247,228 (+10.07%) Land $49,126 Building $198,102
2024	$1,724.00 (-58.35%)
2023		$209,139 Land $44,643 Building $179,964	$224,607 Land $44,643 Building $179,964
2022	$4,139.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cooke County (48097C), updated April 26, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 480970011004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Nearby Flood Policies	4 in force
Nearby Flood Claims	13 (1989–2009)
Claims Outside the SFHA	2 of 13
Most Recent Claim	Apr 2009, rainfall accumulation
Claims By Storm	Severe Storms, Tornadoes, And Flooding, Jun 2007 · 9 claims Severe Storms, Tornadoes & Flooding, Apr 1990 · 3 claims

Wildfire

Wildfire Risk	Low above 37% of the US · above 12% of Texas
Wildfire Likelihood	About 1 in 1,099 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 480 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Nortex Communications	Fiber	2,000 / 2,000
Optimum Communications	Cable	940 / 35
AMG Technology Investment Group	Fixed Wireless	500 / 100
Verizon	Fixed Wireless	300 / 20
ElektraFi	Fixed Wireless (licensed-by-rule)	100 / 20

May also be available at this address: Element8 Technology Investment Group. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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