Middlesex County and Lowell City property record for 405 Lawrence St, Lowell, MA 01852
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 6 ba · 2,744 sqft · built 1950 |
| Lot Size | 0.05 acres (2,178 sqft) |
| Owner | Company Name on File |
| Last Sale | $239,000 (Apr 2021) |
| Tax Bill | $5,176 (2026) |
| Deeds & Mortgages | Nov 2021 Refinance Apr 2021 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | B02230 |
| Primary APN | B02230 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 6 Baths |
| Total Rooms | 10 Rooms |
| Units | 2 Units |
| Stories | 3 Stories |
| Building Area | 2,744 sqft Living Area |
| Gross Area | 4,340 sqft |
| 1st Floor Area | 1,304 sqft |
| Basement Area | 1,216 sqft |
| Unfinished Basement | 1,216 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 2,178 sqft (0.05 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | B02230 |
|---|---|
| Street Address | 405 LAWRENCE ST |
| City | LOWELL |
| State | MA |
| Zip | 01852-3514 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NB |
| Legal Block | 3520 |
| Legal Lot Number | 405 |
| Jurisdiction | LOWELL MA |
| Township / Civil Division | LOWELL |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 312000 |
405 Lawrence St is owned by a company that bought it in April 2021.
Source: Middlesex County and Lowell City records, as of October 20, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 30 BAKER RD, EVERETT, MA 02149-4914 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 30, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance EAGLE BANK |
| Apr 14, 2021 | Quit Claim Deed, Transfer |
| Dec 12, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Dec 12, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 14, 2021 · Amount on File |
| Deed Sale | Apr 14, 2021 · Amount on File |
| Prior Sale | Dec 23, 2016 · Amount on File |
| Deed Book / Page | 35620 / 156 |
| Prior Transfer Date | Apr 5, 2021 |
| Prior Transfer Doc | 035620-156 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 405 LAWRENCE ST, LOWELL, MA 01852-3514 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0036572-23 |
|---|---|
| Date | Nov 30, 2021 |
| Book Page | 36572/23 |
| Instrument | 69627 |
| Name | EAGLE BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 133 Months |
| Due | Dec 1, 2032 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LOWELL MA |
| Recording Date | Apr 14, 2021 |
| Property Address | 405 LAWRENCE ST, LOWELL, MA 01852-3514 |
| Document Number | 035620-156 |
| Book / Page | 35620 / 156 |
| Instrument Date | Apr 5, 2021 |
| Instrument | 22322 |
| Transaction Type | Transfer |
| Record Updated | May 16, 2024 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 30 BAKER RD, EVERETT, MA 02149-4914 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LOWELL MA |
| Recording Date | Dec 12, 2018 |
| Property Address | 405 LAWRENCE ST, LOWELL, MA 01852-3514 |
| Document Number | 32635-217 |
| Book / Page | 032635 / 000217 |
| Instrument Date | Nov 30, 2018 |
| Instrument | 54142 |
| Transaction Type | Transfer |
| Record Updated | Jan 2, 2019 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 15 SWEETWATER ST SAUGUS MA 019064074, SAUGUS, MA 01906-4074 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LOWELL MA |
| Recording Date | Dec 12, 2018 |
| Property Address | 405 LAWRENCE ST, LOWELL, MA 01852-3514 |
| Document Number | 32635-214 |
| Book / Page | 032635 / 000214 |
| Instrument Date | Oct 5, 2018 |
| Instrument | 54141 |
| Transaction Type | Transfer |
| Record Updated | Jan 2, 2019 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 94 MONROE ST NEWARK NJ 071052109, NEWARK, NJ 07105-2109 |
The 2026 property tax bill for 405 Lawrence St was $5,176.
Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Lowell City |
| Unified School District | Lowell School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,176.00 | $456,000 (+8.21%) Land $122,800 Building $333,200 | $512,178 (+11.09%) |
| 2025 | $421,400 (+5.22%) Land $114,800 Building $306,600 | $461,035 (-10.54%) | |
| 2024 | $400,500 (+8.86%) Land $107,300 Building $293,200 | $515,375 | |
| 2023 | $4,569.00 | $367,900 Land $93,300 Building $274,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 405 Lawrence St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1979) |
| Most Recent Claim | Jan 1979 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 405 Lawrence St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 744 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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