Middlesex County and Lowell City property record for 364 Lawrence St, Lowell, MA 01852
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,219 sqft · built 1920 |
| Lot Size | 0.03 acres (1,307 sqft) |
| Owner | Individual Name on File |
| Last Sale | $306,200 (Oct 2022) |
| Tax Bill | $3,744 (2026) |
| Deeds & Mortgages | Sep 2025 Mortgage Oct 2025 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | M00600 |
| Primary APN | M00600 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,219 sqft Living Area |
| Gross Area | 2,150 sqft |
| 1st Floor Area | 782 sqft |
| Basement Area | 782 sqft |
| Unfinished Basement | 782 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 1,307 sqft (0.03 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Account Number | M00600 |
|---|---|
| Street Address | 364 LAWRENCE ST |
| City | LOWELL |
| State | MA |
| Zip | 01852-3552 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | TTF |
| Legal Block | 3520 |
| Legal Lot Number | 364 |
| Jurisdiction | LOWELL MA |
| Township / Civil Division | LOWELL |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 312000 |
364 Lawrence St is owned and occupied by an individual who bought it in October 2022.
Source: Middlesex County and Lowell City records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 364 LAWRENCE ST, LOWELL, MA 01852-3552 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 30, 2025 | Deed of Trust, Mortgage · Conventional Mortgage LOWER LLC |
| Oct 22, 2025 | Deed of Trust, Mortgage LOWER LLC |
| Oct 7, 2022 | Quit Claim Deed, Transfer · FHA Mortgage GUARANTEED RATE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 7, 2022 · Amount on File |
| Deed Sale | Oct 7, 2022 · Amount on File |
| Prior Sale | Mar 5, 2014 · Amount on File |
| Deed Document Number | 202242092 |
| Deed Book / Page | 37432 / 261 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 364 LAWRENCE ST, LOWELL, MA 01852-3552 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0039554-65 |
|---|---|
| Date | Sep 30, 2025 |
| Book Page | 39554/65 |
| Instrument | 30899 |
| Name | LOWER LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 364 LAWRENCE ST, LOWELL, MA 01852-3552 |
| Transaction Type | Mortgage |
| Record Updated | Nov 12, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0039606-60 |
|---|---|
| Date | Oct 22, 2025 |
| Book Page | 39606/60 |
| Instrument | 33655 |
| Name | LOWER LLC |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 241 Months |
| Due | Nov 1, 2045 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LOWELL MA |
| Recording Date | Oct 7, 2022 |
| Property Address | 364 LAWRENCE ST, LOWELL, MA 01852-3552 |
| Document Number | 037432-261 |
| Book / Page | 37432 / 261 |
| Instrument Date | Oct 7, 2022 |
| Instrument | 42092 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 364 LAWRENCE ST, LOWELL, MA 01852-3552 |
| Document Number | 0000042093 |
|---|---|
| Date | Oct 7, 2022 |
| Instrument | 42093 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 364 Lawrence St was $3,744, up 6.5% from the year before.
Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Lowell City |
| Unified School District | Lowell School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,744.00 (+6.48%) | $329,900 (+7.7%) Land $96,000 Building $233,900 | $358,602 (+1.34%) |
| 2025 | $3,516.00 (+3.59%) | $306,300 (+7.47%) Land $89,700 Building $216,600 | $353,875 (+6.43%) |
| 2024 | $3,394.00 (+5.86%) | $285,000 (+10.42%) Land $80,900 Building $204,100 | $332,500 |
| 2023 | $3,206.00 | $258,100 Land $70,400 Building $187,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 364 Lawrence St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1979) |
| Most Recent Claim | Jan 1979 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 364 Lawrence St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 744 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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