405 Laurel Ln, Ashland, MO 65010 Property Records

Boone County property record for 405 Laurel Ln, Ashland, MO 65010

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,056 sqft · built 1964
Lot Size	0.27 acres (11,760 sqft)
Owner	Individual Name on Record
Last Sale	$212,224 (Feb 2024)
Tax Bill	$961 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Aug 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24-507-00-04-004-00`

Property Details

APN / Parcel Number

Primary APN	`24-507-00-04-004-00`
Alternative APN	`24-507-00-04-004.00 01`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,056 sqft Living Area
1st Floor Area	720 sqft

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Ranch
Exterior Material	Wood
Lot Area	11,760 sqft (0.27 acres)
Lot Dimensions	140 ft deep x 84 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Patio Area	112 sqft
Balcony Area	400 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Street Address	405 LAUREL LN
City	ASHLAND
State	MO
Zip	65010-9508
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SAPPINGTON SUBDIVISION LOT 4
Legal Range	12W
Legal Township	46N
Legal Section	15
Legal Subdivision	SAPPINGTON
Legal Lot Number	4
Jurisdiction	BOONE MO
Township / Civil Division	CEDAR
Census Block Group	2
Census Block	2033
Census Tract	1703

Owner

Source: Boone County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	405 LAUREL LN, ASHLAND, MO 65010-9508
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2024	Warranty Deed, Transfer · FHA Mortgage FLAT BRANCH HOME LOANS INC
Aug 2, 2021	Warranty Deed, Transfer · FHA Mortgage DAS ACQUISITION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 26, 2024 · Amount on Record
Deed Sale	Feb 26, 2024 · Amount on Record
Prior Sale	Aug 2, 2021 · Amount on Record
Deed Document Number	20242376
Deed Book / Page	5839 / 131
Prior Transfer Date	Jul 22, 2021
Prior Transfer Doc	0000022534
Record Updated	Oct 29, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOONE MO
Recording Date	Feb 26, 2024
Property Address	405 LAUREL LN, ASHLAND, MO 65010-9508
Document Number	0000002376
Book / Page	5839 / 131
Instrument Date	Feb 26, 2024
Instrument	2024002376
Transaction Type	Transfer
Record Updated	Mar 4, 2024

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	405 LAUREL LN, ASHLAND, MO 65010-9508

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 LAUREL LN, ASHLAND, MO 65010-9508

Mortgage

Document Number	0000002377
Date	Feb 26, 2024
Instrument	2024002377

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

Mortgage

Document Number	0000002378
Date	Feb 26, 2024
Book Page	5839/133
Instrument	2024002378

Lender

Name	MISSOURI HOUSING DEVELOPMENT COMMISSION
Type	Government Agency
Address	KANSAS CITY, MO 64105

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOONE MO
Recording Date	Aug 2, 2021
Property Address	405 LAUREL LN, ASHLAND, MO 65010-9508
Document Number	0000022534
Book / Page	5478 / 85
Instrument Date	Jul 22, 2021
Instrument	2021022534
Transaction Type	Transfer
Record Updated	Feb 2, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 LAUREL LN, ASHLAND, MO 65010-9508

Mortgage

Document Number	0000022535
Date	Aug 2, 2021
Instrument	2021022535

Lender

Name	DAS ACQUISITION
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

Source: Boone County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Boone County
Municipality	Ashland City
Unified School District	Southern Boone County R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$13,642 (-) Land $2,223 Building $11,419
2025	$961.00 (+14%)	$13,642 (+14.51%) Land $2,223 Building $11,419	$71,800 (+14.51%) Land $11,700 Building $60,100
2023	$843.00 (+7.12%)	$11,913 Land $2,223 Building $9,690	$62,700 Land $11,700 Building $51,000
2022	$787.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 30, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ASHLAND PWS serves 4,999 people · EPA ID MO3010033
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Socket Telecom Fiber	2,500 / 2,500
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
FireServe Fixed Wireless · not low latency	100 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Callabyte.

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