404 Laurel Ln, Ashland, MO 65010 Property Records

Boone County property record for 404 Laurel Ln, Ashland, MO 65010 · Last verified November 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,092 sqft · built 1964
Lot Size	0.297 acres (12,960 sqft)
Owner	Individual Name on File
Tax Bill	$1,179 (2025)
Deeds & Mortgages	Jul 2022 Mortgage May 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24-507-00-04-003-00`

Property Details

APN / Parcel Number

Primary APN	`24-507-00-04-003-00`
Alternative APN	`24-507-00-04-003.00 01`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,092 sqft Living Area
1st Floor Area	1,092 sqft

Exterior

Year Built	Built 1964
Architectural Style	Ranch
Exterior Material	Wood
Lot Area	12,960 sqft (0.297 acres)
Lot Dimensions	160 ft deep x 81 ft wide
Garage Type	Attached
Garage Area	312 sqft
Parking Spaces	1 Parking Space
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	404 LAUREL LN
City	ASHLAND
State	MO
Zip	65010-9508
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SAPPINGTON SD LOT 3
Legal Range	12
Legal Township	46
Legal Section	15
Legal Subdivision	SAPPINGTON SD
Legal Lot Number	3
Jurisdiction	BOONE MO
Township / Civil Division	CEDAR
Census Block Group	2
Census Block	2050
Census Tract	1703

Owner

Source: Boone County records · APN 24-507-00-04-003-00

Assessment roll updated August 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	404 LAUREL LN, ASHLAND, MO 65010-9508
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 06, 2022	Deed of Trust, Mortgage · Conventional Mortgage CENTRAL TRUST BANK
May 30, 2019	Deed of Trust, Mortgage · ARM CENTRAL BANK OF BOONE COUNTY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Deed Document Number	0002160821
Record Updated	Jun 08, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE MO
Property Address	404 LAUREL LN, ASHLAND, MO 65010-9508
Transaction Type	Mortgage
Record Updated	Feb 02, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 LAUREL LN, ASHLAND, MO 65010-9508

Mortgage

Document Number	0000014838
Date	Jul 06, 2022
Book Page	5644/101
Instrument	2022014838

Lender

Name	CENTRAL TRUST BANK
Type	Bank
Address	JEFFERSON CITY, MO 65101

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 05, 2037

Interest

Rate Type	Adjustable Rate
Rate	6.12%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 05, 2027
Change Frequency	Annually
Min Rate At Change	4.12%
Max Rate At Change	11.1%
Index	1-Year CMT
Max Rate	11.1%

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE MO
Property Address	404 LAUREL LN, ASHLAND, MO 65010-9508
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009175
Date	May 30, 2019
Book Page	5027/0101
Instrument	2019009175

Lender

Name	CENTRAL BANK OF BOONE COUNTY
Type	Bank
Address	COLUMBIA, MO 65201

Agreement

Type	ARM
Amount	Amount Recorded
Term	121 Months
Due	Jun 01, 2029

Interest

Rate Type	Adjustable Rate
Rate	5.12%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 01, 2024
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	7.12%
Index	1-Year CMT
Max Rate	10.1%

Tax Assessment & Valuation

Source: Boone County records · Assessment roll updated August 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Boone County
Municipality	Ashland City
Unified School District	Southern Boone County R-I School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,179.00 (+14.13%)	$16,739 (+14.56%) Land $2,223 Building $14,516	$88,100 (+14.56%) Land $11,700 Building $76,400
2023	$1,033.00 (+7.05%)	$14,611 Land $2,223 Building $12,388	$76,900 Land $11,700 Building $65,200
2022	$965.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Boone County (29019C), updated January 30, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 241 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)	Low Latency
Socket Telecom	Fiber	2,500 / 2,500	Yes
Spectrum	Cable	1,000 / 1,000	Yes
Wisper ISP	Fixed Wireless	400 / 30	Yes
Verizon	Fixed Wireless	300 / 20	Yes
Whittrio	Fixed Wireless (unlicensed)	100 / 50	No
T-Mobile USA	Fixed Wireless	100 / 20	Yes

May also be available at this address: Spectrum, Callabyte Technology. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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