State of Hawaii and Hawaii County property record for 401 Kipuni St, Hilo, HI 96720
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,717 sqft · built 1999 |
| Lot Size | 1.31 acres (57,456 sqft) |
| Owner | Individual Name on File |
| Last Sale | $80,000 (Nov 1998) |
| Tax Bill | $4,309 (2025) |
| Deeds & Mortgages | Nov 2024 Transfer Oct 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-2-5-063-001 |
| Primary APN | 3-2-5-063-001 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 3,717 sqft Living Area |
| 1st Floor Area | 2,997 sqft |
| Upper Floors Area | 1,906 sqft |
| Family Room | Family Room |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 57,456 sqft |
| Garage Area | 800 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 662 sqft |
| Deck Area | Deck Area |
| Patio Area | 480 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 401 KIPUNI ST |
|---|---|
| City | HILO |
| State | HI |
| Zip | 96720-6011 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 5A |
| Legal Description | LOT 1 1.3194 AC DES POR RP 5706 LCAW 8521-B:2 SUNRISE ESTATES UNIT 1-A |
| Legal Subdivision | SUNRISE ESTATES |
| Legal Lot Number | 1 |
| Jurisdiction | HAWAII HI |
| Township / Civil Division | HILO |
| Census Block Group | 5 |
| Census Block | 5001 |
| Census Tract | 20802 |
Source: State of Hawaii and Hawaii County assessment roll, APN 3-2-5-063-001, as of June 17, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 401 KIPUNI ST, HILO, HI 96720-6011 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| Nov 27, 2024 | Intrafamily Transfer, Transfer |
| Oct 02, 2018 | Deed of Trust, Mortgage · Line of Credit AMERICAN SAVINGS BANK FSB |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 13, 1998 · Amount on Record |
| Deed Sale | Nov 13, 1998 · Amount on Record |
| Deed Document Number | 1998170425 |
| Last Transfer Date | Nov 07, 2024 |
| Transfer Doc | 9097000728 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HAWAII HI |
| Recording Date | Nov 27, 2024 |
| Property Address | 401 KIPUNI ST, HILO, HI 96720-6011 |
| Document Number | A9097000728 |
| Instrument Date | Nov 07, 2024 |
| Instrument | A-9097000728 |
| Transaction Type | Transfer |
| Record Updated | Apr 30, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 401 KIPUNI ST, HILO, HI 96720-6011 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAWAII HI |
| Property Address | 401 KIPUNI ST, HILO, HI 96720-6011 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | TG |
| Name | Verified Name |
|---|
| Document Number | 0A68490016 |
|---|---|
| Date | Oct 02, 2018 |
| Instrument | A-68490016 |
| Name | AMERICAN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Address | HONOLULU, HI 96813 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Sep 20, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: State of Hawaii and Hawaii County assessment roll as of June 17, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Hawaii |
| County | Hawaii County |
| Unified School District | Hawaii Department of Education (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $936,600 (+3%) Land $218,500 Building $718,100 | $1,153,100 (-1.75%) Land $391,900 Building $761,200 | |
| 2025 | $4,309.00 (+4.26%) | $909,300 (+3%) Land $218,500 Building $690,800 | $1,173,600 (+2.73%) Land $412,400 Building $761,200 |
| 2024 | $882,800 (+3%) Land $218,500 Building $664,300 | $1,142,400 (+6.59%) Land $412,400 Building $730,000 | |
| 2023 | $4,133.00 Homeowner's exemption | $857,100 Land $218,500 Building $638,600 | $1,071,800 Land $392,800 Building $679,000 |
Source: FEMA National Flood Hazard Layer, Hawaii County (15001C), as of July 11, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 150010208025, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Moderate above 57% of the US · lower than 77% of Hawaii |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 235 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cincinnati Bell Fiber | 2,850 / 2,850 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System, water system HI0000101, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | HILO serves 39,477 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2021 |
| Lead | Under 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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