405 King St, Mount Pleasant, SC 29464 Property Records

Charleston County property record for 405 King St, Mount Pleasant, SC 29464

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 576 sqft · built 2019
Lot Size	0.1 acres (4,356 sqft)
Owner	2 Company Names on Record
Last Sale	$525,000 (May 2018)
Tax Bill	$3,191 (2025)
Deeds & Mortgages	Aug 2024 Line of Credit Dec 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`532-05-00-086`

Property Details

APN / Parcel Number

Primary APN	`532-05-00-086`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	576 sqft Living Area
1st Floor Area	444 sqft
Upper Floors Area	444 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Bungalow
Exterior Material	Wood Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Galvanized Metal
Lot Area	4,356 sqft (0.1 acres)
Lot Dimensions	86 ft deep x 50 ft wide

Exterior Amenities

Porch	Open Porch
Porch Area	32 sqft
Deck Area	16 sqft
Patio Area	16 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Gas

Location & Zoning

Street Address	405 KING ST
City	MOUNT PLEASANT
State	SC
Zip	29464-5310
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DESCRIPTION -LOT 58-C
Legal Lot Number	58-C
Jurisdiction	CHARLESTON SC
Township / Civil Division	MOUNT PLEASANT
Census Block Group	1
Census Block	1013
Census Tract	4701

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Mount Pleasant Historic District listed 1973 · 9 contributing resources · NRIS 73001701

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Charleston County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	405 KING ST, MOUNT PLEASANT, SC 29464-5310
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 22, 2024	Deed of Trust, Mortgage · Line of Credit BEACON COMMUNITY BANK
Dec 18, 2020	Deed of Trust, Mortgage SOUTH CAROLINA FCU
Nov 26, 2018	Deed of Trust, Mortgage SOUTH CAROLINA FCU
May 4, 2018	Deed of Trust, Mortgage FIDELITY BK MTG
May 8, 2018	Grant Deed, Transfer · Line of Credit TOWER FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 8, 2018 · Amount on Record
Deed Sale	May 8, 2018 · Amount on Record
Prior Sale	Apr 2, 2015 · Amount on Record
Deed Book / Page	717 / 224
Last Transfer Date	Apr 18, 2024
Transfer Doc	0012410801
Record Updated	Oct 29, 2026

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	405 KING ST, MOUNT PLEASANT, SC 29464-5310
Transaction Type	Mortgage
Record Updated	Jan 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 KING ST, MOUNT PLEASANT, SC 29464-5310

Mortgage

Document Number	0012630373
Date	Aug 22, 2024
Book Page	1263/373

Lender

Name	BEACON COMMUNITY BANK
Type	Bank
Address	CHARLESTON, SC 29403

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Aug 13, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	405 KING ST, MOUNT PLEASANT, SC 29464-5310
Document Number	0954/0306
Instrument Date	Dec 18, 2020
Transaction Type	Mortgage
Record Updated	Jun 11, 2021
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 KING ST MOUNT PLEASANT SC 294645310, MOUNT PLEASANT, SC 29464-5310

Mortgage

Document Number	0954/0306
Date	Jan 26, 2021
Book Page	000954/000306

Lender

Name	SOUTH CAROLINA FCU
Address	CHARLESTON, SC 29419-9012

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 25, 2051

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	405 KING ST, MOUNT PLEASANT, SC 29464-5310
Document Number	0763/0521
Instrument Date	Nov 26, 2018
Transaction Type	Mortgage
Record Updated	Dec 28, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 KING ST MOUNT PLEASANT SC 294645310, MOUNT PLEASANT, SC 29464-5310

Mortgage

Document Number	0763/0521
Date	Dec 3, 2018
Book Page	000763/000521

Lender

Name	SOUTH CAROLINA FCU
Address	PO BOX 190012, NORTH CHARLESTON, SC 29419-9012

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 2, 2048

Interest

Rate Type	Adjustable Rate
Rate	3%

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	405 KING ST, MOUNT PLEASANT, SC 29464-5310
Document Number	0717/0226
Instrument Date	May 4, 2018
Transaction Type	Mortgage
Record Updated	May 28, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 KING ST MOUNT PLEASANT SC 294645310, MOUNT PLEASANT, SC 29464-5310

Mortgage

Document Number	0717/0226
Date	May 8, 2018
Book Page	000717/000226

Lender

Name	FIDELITY BK MTG
Type	Bank
Address	ATLANTA, GA 30329

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 7, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.37%

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHARLESTON SC
Recording Date	May 8, 2018
Property Address	405 KING ST, MOUNT PLEASANT, SC 29464-5310
Document Number	0717/0224
Book / Page	000717 / 000224
Instrument Date	May 2, 2018
Transaction Type	Transfer
Record Updated	Jan 12, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$525.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 KING ST MOUNT PLEASANT SC 294645310, MOUNT PLEASANT, SC 29464-5310

Mortgage

Document Number	717/0227
Date	May 8, 2018
Book Page	000717/000227

Lender

Name	TOWER FCU
Type	Credit Union
Address	LAUREL, MD 20707

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 7, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Mount Pleasant Town
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,191.00 (+12.36%)	$822,250 (+2,775%) Land $373,750 Building $448,500	$1,619,800 (+126.55%) Land $521,900 Building $1,097,900
2024	$2,840.00 (+8.6%)	$28,600 (-)
2022	$2,615.00	$28,600	$715,000 (-) Land $325,000 Building $390,000
2020			$715,000 Land $325,000 Building $390,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 101 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	101 in force
Nearby Flood Claims	120 (1979–2017)
Claims Outside the SFHA	21 of 120
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims Severe Storms And Flooding, Oct 2015 · 4 claims Hurricane Hugo, Sep 1989 · 88 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.7% of South Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MT PLEASANT WATERWORKS serves 91,500 people · EPA ID SC1010002
Water Source	Purchased surface water from CHARLESTON WATER SYSTEM
Last State Inspection	Dec 2022
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

Nearby Properties on King St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures