403 King St, Mount Pleasant, SC 29464 Property Records

Charleston County property record for 403 King St, Mount Pleasant, SC 29464

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,100 sqft · built 1971
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on Record
Last Sale	$455,000 (Oct 2020)
Tax Bill	$4,834 (2025)
Deeds & Mortgages	Oct 2020 Sale Sep 2020 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`532-05-00-085`

Property Details

APN / Parcel Number

Primary APN	`532-05-00-085`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,100 sqft Living Area
Gross Area	1,148 sqft
1st Floor Area	1,100 sqft

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Bungalow
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,356 sqft (0.1 acres)
Lot Dimensions	83 ft deep x 51 ft wide
Garage Type	Carport
Garage Area	96 sqft
Carport	Carport
Carport Area	96 sqft
Porch	Open Porch
Porch Area	52 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	403 KING ST
City	MOUNT PLEASANT
State	SC
Zip	29464-5310
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DESCRIPTION -PT 58 COMMON
Jurisdiction	CHARLESTON SC
Township / Civil Division	MOUNT PLEASANT
Census Block Group	1
Census Block	1013
Census Tract	4701

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Mount Pleasant Historic District listed 1973 · 9 contributing resources · NRIS 73001701

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Charleston County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	403 KING ST, MOUNT PLEASANT, SC 29464-5310
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2020	Grant Deed, Transfer ATTORNEY ONLY
Sep 18, 2020	Grant Deed, Transfer · Conventional with PMI OLD NAT'L BK
May 15, 2020	Grant Deed, Construction Loan · Construction Mortgage DT CREATIONS LLC
Sep 17, 2019	Deed of Trust, Mortgage · Conventional Mortgage GRADYS PROPERTIES INC
Nov 9, 2018	Quit Claim Deed, Mortgage · Conventional Mortgage GRADYS PROPERTIES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 20, 2020 · Amount on Record
Deed Sale	Oct 20, 2020 · Amount on Record
Prior Sale	Sep 18, 2020 · Amount on Record
Deed Book / Page	927 / 228
Prior Transfer Date	Oct 25, 2018
Prior Transfer Doc	0759/0573
Record Updated	Oct 29, 2026

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHARLESTON SC
Recording Date	Oct 20, 2020
Property Address	403 KING ST, MOUNT PLEASANT, SC 29464-5310
Document Number	0927/0228
Book / Page	000927 / 000228
Instrument Date	Oct 15, 2020
Transaction Type	Transfer
Record Updated	Nov 25, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$455.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	735 COLEMAN BLVD #109 MOUNT PLEASANT SC 294644068, 109, MOUNT PLEASANT, SC 29464-4068

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHARLESTON SC
Recording Date	Sep 18, 2020
Property Address	403 KING ST, MOUNT PLEASANT, SC 29464-5310
Document Number	0916/0757
Book / Page	000916 / 000757
Instrument Date	Sep 18, 2020
Transaction Type	Transfer
Record Updated	Oct 14, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$375.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	403 KING ST MOUNT PLEASANT SC 294645310, MOUNT PLEASANT, SC 29464-5310

Mortgage

Document Number	916/0758
Date	Sep 18, 2020
Book Page	000916/000758

Lender

Name	OLD NAT'L BK
Type	Bank
Address	EVANSVILLE, IN 47708

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 17, 2050

May 2020: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	CHARLESTON SC
Recording Date	May 15, 2020
Property Address	403 KING ST, MOUNT PLEASANT, SC 29464-5310
Document Number	0882/0911
Book / Page	000882 / 000911
Instrument Date	May 4, 2020
Transaction Type	Construction Loan
Record Updated	Jun 17, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$270.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3022 MORGANS POINT RD #127 MOUNT PLEASANT SC 294667189, 127, MOUNT PLEASANT, SC 29466-7189

Mortgage

Document Number	882/0912
Date	May 15, 2020
Book Page	000882/000912

Lender

Name	DT CREATIONS LLC
Address	6011 LANAI LN, FORT MILL, SC 29708-9320

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	May 14, 2021

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	403 KING ST, MOUNT PLEASANT, SC 29464-5310
Document Number	0822/0997
Instrument Date	Sep 17, 2019
Transaction Type	Mortgage
Record Updated	Oct 23, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 KING ST MOUNT PLEASANT SC 294645310, MOUNT PLEASANT, SC 29464-5310

Mortgage

Document Number	0822/0997
Date	Sep 20, 2019
Book Page	000822/000997

Lender

Name	GRADYS PROPERTIES INC
Address	997 STONO RIVER DR, CHARLESTON, SC 29412-8634

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

November 2018: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	CHARLESTON SC
Recording Date	Nov 9, 2018
Property Address	403 KING ST, MOUNT PLEASANT, SC 29464-5310
Document Number	0759/0573
Book / Page	000759 / 000573
Instrument Date	Oct 25, 2018
Transaction Type	Mortgage
Record Updated	Dec 11, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 KING ST MOUNT PLEASANT SC 294645310, MOUNT PLEASANT, SC 29464-5310

Mortgage

Document Number	759/0574
Date	Nov 9, 2018
Book Page	000759/000574

Lender

Name	GRADYS PROPERTIES INC
Address	997 STONO RIVER DR, CHARLESTON, SC 29412-8634

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Mount Pleasant Town
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,834.00 (+14.06%)	$1,305,250 (+2,775%) Land $520,500 Building $784,750	$1,577,300 (+246.66%) Land $520,500 Building $1,056,800
2024	$4,238.00 (-32.02%)	$45,400 (+66.3%)
2022	$6,234.00	$27,300	$455,000 (-59.91%) Land $455,000
2020			$1,135,000 Land $455,000 Building $680,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 101 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	101 in force
Nearby Flood Claims	120 (1979–2017)
Claims Outside the SFHA	21 of 120
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims Severe Storms And Flooding, Oct 2015 · 4 claims Hurricane Hugo, Sep 1989 · 88 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.7% of South Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MT PLEASANT WATERWORKS serves 91,500 people · EPA ID SC1010002
Water Source	Purchased surface water from CHARLESTON WATER SYSTEM
Last State Inspection	Dec 2022
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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